Market Detail: US Assure’s (www.usassure.com) rental dwelling product is available for well-maintained one- to four-unit family dwellings. This includes their detached structures, occupied by tenants only, with no more than two losses in the past three years, and with continuous insurance coverage for the past three years. The rental dwelling product is serviced by a dedicated, responsive team of experts, requires no premium commitment and offers competitive compensation to retail agents and brokers. Product highlights include: streamlined underwriting process and online application; standard 12-month policy term, with short-term policies available in many states; optional coverage includes loss of rents, theft, back-up of sewer and drains, tenant relocation, and additional living expenses; property coverage up to $1 million; premises liability up to $1 million each occurrence/aggregate; minimum property value is $20,000 for condominiums and $50,000 for all other residential dwellings; rental dwelling policy can easily be converted to a vacant structure policy; direct bill with premium payment installment options and a credit card payment method. Eligibility requirements include: row homes; condominium or co-op units; manufactured/mobile homes — provided they are fixed to permanent foundations, skirted and are not movable; and detached structures with respect to garages and larger storage sheds that can be rented to tenants provided they are not used for any commercial purposes (a separate limit is required for these structures).
Carrier: Diamond State Insurance Co.
States: Ala., Ark., Ariz., Colo., Conn., Ga., Iowa, Ill., Ind., Ky., La., Mass., Mich., Minn., Mo., Miss., N.C., Neb., N.J., N.M., Nev., N.Y., Ohio, Pa., S.C., S.D., Tenn., Texas, Va., and Wis.
Contact: Heather Crews at 800-800-3907 or email:
Market Detail: QuickIns (www.quickins.com) offers online, phone and email quoting for hard-to-place homes with tenants, including primary, secondary/seasonal and rental homes. See states available per quoting option. Targeted classes include: DP-1 basic and DP-3 special form; primary, secondary/seasonal, rental properties up to $1 million; protection classes one to 10; hard-to-place risks including coastal properties; trusts & LLCs; all construction types
Available limits: As needed
Carrier: Various, admitted and nonadmitted available
States: Ala., Ark., Ariz., Calif., Colo., Conn., D.C., Dela., Fla., Ga., Iowa, Idaho, Ill., Ind., Kan., La., Mass., Md., Maine, Mich., Minn., Mo., Miss., N.C., N.H., N.J., N.M., Nev., N.Y., Ohio, Ore., Pa., R.I., S.C., Tenn., Texas, Utah, Va., Wash., Wis., and W.Va.
Contact: Customer service at 877-275-9578 or QuickHomeQuotes@allrisks.com.
Market Detail: Ascinsure Special Risk (www.ascinsure.com) writes all types of inland marine risks, including: any equipment-driven risk; builders and general contractors; machine shops; well drilling and servicing; broadcasting property and equipment; electronic equipment; railroad rolling stock; warehouseman’s legal liability; scientific equipment; oil and gas equipment; surface mining; warehouses; builder’s risk; wind coverage available in Southeast United States; building material dealers; medical diagnostic equipment; stamp and coin dealers; courier and small package delivery. Ascinsure’s comprehensive inland marine program can cover any risk.
Available limits: As needed
Carrier: Unable to disclose, admitted
States: All states
Contact: Ken Helmick at 877-372-0517 or email: email@example.com
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