My New Markets
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Acccountants
Market Detail: Jimcor Agencies’ (www.jimcor.com) Select Risk specialists can help close professional liability risks ranging from lawyers to accountants, architects and engineers to real estate professionals. With cyber liability being the hot topic on everyone’s mind, how are you using this to round out your accounts? What about employment liability? Jimcor Select Risks Professional Liability specialists have many areas of expertise and international market access.
Available limits: As needed
Carrier: Unable to disclose
States: Conn., D.C., Dela., Md., Mass., N.H., N.J., N.Y., Pa., Ohio, R.I., Texas, Vt., and W. Va.
Contact: Customer service at 201-573-8200
Home Medical Equipment Dealers
Market Detail: VGM Specialty Underwriters (www.VGMSU.com) offers professional liability, products and commercial general liability for HME dealers selling, renting & servicing home medical equipment. Also offering professional, products and commercial general liability for the following classes: orthotics/prosthetics distributors and manufacturers; home healthcare/temporary staffing agencies; and outpatient therapy (physical/occupational/speech, mental health).
Available limits: Minimum limit $300,000, maximum $3 million
Carrier: Unable to disclose, non-admitted
States: All states
Contact: Cheryl Bishop at 888-329-0003 or e-mail: Cheryl.bishop@davidson-babcock.com
SafeLaw Solutions
Market Detail: BigData Insure’s (www.safelawsolutions.com) coverage includes: law firm and data breach response coverage that includes loss mitigation expenses including the cost of forensics; advice regarding the firms’ ethical, regulatory and malpractice obligations; public relations; client notification; call center; ID Theft assistance; and credit monitoring after unauthorized disclosure of confidential information or personally identifiable information.
Law firm computer and billing system coverage includes: data protection — covers the reasonable and necessary expenses to recreate or restore data, software or firmware on a computer system that is corrupted or damaged by a hacker attack, virus, denial of service attack, or administrative errors; and billing system interruption — covers loss of income and extra expenses due to computer system disruption caused by a hacker attack, virus, denial of service attack, or administrative errors.
Law firm confidentiality, privacy and media coverage includes: media liability — provides coverage on a difference in conditions basis for legal liability arising out of electronic publishing activities including the web site, blogging and social media; computer attacks — provides coverage on a difference in conditions basis for regulatory actions and legal liability arising out of hacker attacks, viruses, denial of service attacks and other computer attacks; confidentiality and privacy — provides coverage on a difference in conditions basis for regulatory actions and legal liability arising out of administrative errors, hacker attacks, viruses, denial of service attacks resulting in confidentiality or privacy breaches.
Available limits: Minimum $500,000, maximum $10 million
Carrier: Aegis Insurance Services
States: All states
Contact: Michael Lamprecht at 312-363-7017 or e-mail: mlamprecht@gmail.com
Workers’ Compensation
Market Detail: Ink Underwriting (www.inkuw.com) provides independent insurance agents with workers’ compensation products for employers and businesses nationwide. Ink Underwriting has partnerships with several U.S. carriers and has a broad appetite and can help find an insurance solution for hard to place business. Program highlights include: premiums ranging from $500 to $500,000; high mods acceptable; new ventures/no prior acceptable.
Available limits: As needed
Carrier: Various, admitted
States: Ala., Ark., Fla., Ga., Ky., La., Md., Miss., N.C., S.C., Tenn., Va.
Contact: Jon Beckham at 888-613-9400 or e-mail: jon.beckham@inkuw.com
Restaurants
Market Detail: Crusader Insurance Co. (www.crusaderinsurance.com) considers all restaurants for its program, including those with: no prior insurance coverage, new ownership, bagel and donut shops, bakeries (retail), delicatessens, sandwich shops, fine dining, food court restaurants, coffee shops, and more.
Coverage options include: liquor legal liability, personal injury, products and completed operations, food spoilage, building coverage, personal property coverage, business income coverage, bailee’s coverage, assault and battery options and more.
Available limits: As needed
Carrier: Unable to disclose
States: Calif. Only
Contact: Customer service at 800-669-9800