My New Markets
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International Health Insurance
Market Detail: Clements Worldwide offers international health insurance with flexible medical benefits and borderless coverage to ex-pats and international organizations in more than 170 countries. Medical benefits include: emergency medical evacuation at no additional cost; coverage of hospitalization, physician, surgeon, specialist fees, and prescription drugs; and choice of quarterly, semi-annual, and annual payment plans. GlobalCare is portable, so insurance can be taken across borders. Under GlobalCare, Clements offers guarantee of payment to more than 6,000 providers worldwide, which means Clements sends payment in advance of approved treatments. Coverage for first two children up to age nine is free if both parents are insured. Wellness benefit can be applied to an annual physical, mammogram or colonoscopy. Optional coverage includes: dental, vision, accidental death and dismemberment, or war and terrorism-related injuries.
Available limits: As needed.
Carrier: Unable to disclose.
States: International Coverage.
Contact: Customer service at 800-872-0067.
BOPs for Surplus Lines Risks
Market Detail: Texas All Risk ‘s Rater platform allows appointed agents to build their own businessowners’ policies (BOPs) and package policies online. Quotes can be customized from an à la carte menu of coverages. The e-underwriting technology prequalifies the risk by class and by carrier to bring back every carrier that wants the risk. Payment processes and digital signatures are built-in. Extra coverages are available on surplus lines BOPs across a variety of risks.
Available limits: Minimum $100,000, maximum $2 million.
Carrier: Various, admitted.
States: La., Okla., and Texas.
Contact: David Day at 800-627-0303 or email: dday@allriskga.com.
Schools/School Boards – Self Insured Excess Coverage
Market Detail: Berkley Public Entity Managers provides self-insured excess programs for schools and school boards. Coverage includes general, professional, sexual abuse and employment practices liability.
Available limits: Maximum $10 million.
Carrier: Unable to disclose, non-admitted.
States: All states.
Contact: Ryan Fulmer at 215-557-7386 or e-mail: rfulmer@wrberkley.com.
Commercial Package
Market Detail: Atlas General Insurance Services‘ Commercial Division offers insurance options that complement its workers’ compensation programs. With a focus on small- to medium-sized business throughout the nation, the Commercial Division offers general liability, business owners policies, commercial auto and additional lines of coverage.
Available limits: As needed.
Carrier: Various, admitted.
States: All states except Dela. and Hawaii.
Contact: Customer service at 877-66-ATLAS.
Stores
Market Detail: Advanced E&S – Southeast Region offers a program for all types of stores. Coverages include commercial property and/or commercial liability. Additional property enhancement coverages are also available. Same-day quotes and binders available.
Available limits: Minimum $25,000, maximum $10 million.
Carrier: Various, admitted and nonadmitted available.
States: Ind., Iowa, Kan., Ky., Ill., Mich., Minn., Mo., Neb., Ohio, and Wis.
Contact: Karen Keller at 312-957-4043 or email: kkeller@aesins.com.
Limousine
Market Detail: Pacific Gateway Insurance Agency offers coverage for stretched and non-stretched limos and includes filings.
Available limits: As needed.
Carrier: National Indemnity Co.
States: Ariz., Calif., Nev., and Ore.
Contact: Amanda Johnson at 661-775-5977 or email: amanda_johnson@pgiainsurance.com.
Miscellaneous Professional Liability
Market Detail: Blackmoor General Insurance Agency professions include but are not limited to: speech pathologists; mental health facilities; consultants; caterers; social workers; tax preparers; travel agents; property managers; photographers; nutritional counselors and more.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: Dela., Md., N.J., and Pa.
Contact: Rita Hanebury at 267-495-2367 or e-mail: rhanebury@blackmooragency.com.