My New Markets

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One Day Event Insurance
Market Detail: ACT Insurance Program offers one-day event insurance for vendors attending craft fairs, art festivals, farmers markets, tradeshows, and more. Show and event policies start at $39. Quick online purchase process available.
Available limits: As needed.
Carrier: Unable to disclose, admitted and nonadmitted available.
States: All states except D.C.
Contact: Customer service at 888-568-0548.

Motor Truck Cargo Program
Market Detail: Guardian Insurance Wholesalers Inc. offers a nationwide program with an unlimited radius for new ventures (drivers must be 28 years or older with three years commercial driving license (CDL) experience) and experienced risks for motor truck cargo. Limits are available up to $250,000 with competitive rates for all classes. Excess coverage are available. Desirable risks include: dry van, reefer, flatbed, doubles, and intermodal or container haulers. For refrigerated risks, trailers must be 15 years or newer, and the driver must be 25 years or older and must have three years CDL experience. Ineligible commodities include: livestock, hazmat, mobile home and household goods. Physical damage available with a combo policy, with discounted rates for qualified risks.
Available limits: Minimum $100,000, maximum $250,000.
Carrier: Underwriters at Lloyd’s of London.
States: All states except Alaska, D.C., and Hawaii.
Contact: Tammy Summers at 800-325-9059 or email: tsummers@guardian-ins.com.

Umbrella
Market Detail: Lakeside Brokerage has an umbrella market that has an appetite with more than 750 acceptable classes of business. Lakeside can quote, bind and issue most classes in-house.
Available limits: Minimum $1 million, maximum $10 million.
Carrier: Unable to disclose, admitted.
States: Ala., Ga., La., Miss., and Texas.
Contact: Trey Day at 601-382-5756 or email: trey@lakesidebrokerage.com.

Vacant Property
Market Detail: Safehold Special Risk offers coverage for properties temporarily vacant due to renovation, between rental tenants, or on the market for sale. Property coverage provided on DP1 and DP3 or ISO commercial basic and special (ACV and RCV forms).
Available limits: Minimum $100,000, maximum $1 million.
Carrier: Unable to disclose, admitted.
States: All states except Fla., N.C., N.J., S.C., Tenn., and Texas.
Contact: Customer service at 800-842-8917.

Traffic Control Program
Market Detail: Hull & Co. — Stockton is the new program administrator for the former FLOW Traffic Control Program. It is designed to support the sale and distribution, setup, and installation of traffic control devices and signs. GL limits up to $1 million/$2 million with many options.
Available limits: As needed.
Carrier: Unable to disclose, nonadmitted.
States: All states.
Contact: Jeff Case at jcase@hullco.com.

Social Service Agencies
Market Detail: Care Providers Insurance Services LLC offers auto commercial standard physical damage; crime; professional liability, equipment breakdown, business interruption, auto commercial-standard liability; abuse & molestation; D&O; GL; property; umbrella; nonowned and hired auto; liability; theft; and participant accident.
Available limits: As needed.
Carrier: Unable to disclose, admitted and nonadmitted available.
States: All states except Alaska and Hawaii.
Contact: Priscilla Archer at 800-761-7072 or email: parcher@nsminc.com.

Farm & Ranch – Hard to Place
Market Detail: Sierra Specialty provides coverage for difficult-to-place farm ranch and agriculture risks, including new ventures. Competitive coverage enhancements and packages are available, including farm liability, property, inland marine and homeowners. Target classes include: organic farms; roadside stands; fruit, nut and vegetable growers; orchards and vineyards; custom farming; farm managers; boutique wineries; nursery operations; poultry hatcheries and other feathers (ducks, chickens); fertilizer stores and dealers; feed stores and manufacturers; agri-tourism; fishing and hunting.
Available limits: Minimum $1 million, maximum $4 million.
Carrier: Unable to disclose, non-admitted.
States: Ala., Ariz., Calif., Colo., Fla., Ga., Ill., Ind., Iowa, N.C., Nev., N.M., Ore., S.C., Tenn., Texas, and Utah.
Contact: Mark Schroeder at 559-256-6900 or email: mark@sierraspecialty.com.