My New Markets

November 3, 2014

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General Liability for Scaffold and Crane Companies
Market Detail: Construction Insurance Services LLC (CIS) provides liability insurance for construction companies with a specific focus on the scaffold industry. CIS offers an exclusive program providing general liability and excess liability through an A-rated carrier for scaffold companies located in all 50 states. In addition, CIS provides general liability for small and medium-sized crane companies. CIS can also arrange other insurance coverage for construction companies, including workers’ compensation, property, commercial automobile insurance, and inland marine.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Brianna Sherfly at 214-884-1971 or email: bsherfly@constructioninsuranceservices.com.

Product Liability Insurance
Market Detail: Veracity Insurance Solutions provides products liability insurance for manufacturers, importers and distributors. Product liability insurance highlights include: low minimum premiums; startup operations and new ventures welcome; occurrence and claims-made coverage available; and foreign liability coverage, vendor’s endorsement and product recall coverage available upon request. Product liability insurance programs include: beauty products liability cosmetic insurance program; vitamin and supplement liability insurance program; and SGMA Sport N’Sure insurance program; and small-business unit.
Available limits: Maximum $100 million.
Carrier: Unable to disclose.
States: All states.
Contact: Phone: 866-395-1308 or email: info@veracityins.com.

Workers’ Comp Small and Large Business
Market Detail: ICW Group is a full-service group of insurance companies offering workers’ compensation. There is a broad underwriting appetite for workers’ comp, and risk selection is based on individual risk characteristics versus class. Writes both large and small business, and delivers insurance products through independent agent and broker partners. All policies come equipped with industry-leading claims, risk management and fraud investigation services. For more than 40 years, the company have partnered with agents and policyholders to achieve fewer and less-costly claims, and lower ex-mods.
Available limits: As needed.
Carrier: ICW Group Insurance Cos.
States: Calif., Fla., Ga., Ill., Ind., N.C., Nev., N.J., Pa., S.C., Texas, and Wis.
Contact: Taunya Moen at 800-877-1111 or email: enterprisemarketingteam@icwgroup.com.

Professional Athletes (AD&D)
Market Detail: Petersen International Underwriters will consider most occupations including artists, ships’ captains, pilots, offshore oil workers, fishermen, stunt people, actors, professional athletes, writers, and loggers to name a few. Professional athletes disability insurance is designed to guarantee the benefits of the athlete’s contract, current income, or protection for young players before being drafted into the professional leagues. Many sports do not guarantee the benefits to the player for longer than the current contract year. If the player is injured and is not able to make the cut during the pre-season, the contract may be waived. Petersen International Underwriters offers benefits that are structured based on the players’ contract or income and the type of sport.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states except D.C.
Contact: Customer service at 800-345-8816.

Community/Social Services
Market Detail: Charity First offers crime, professional liability, business income, commercial general liability, workers’ comp, abuse and molestation, inland marine, property, umbrella, auto commercial-standard, EPLI, blanket additional insureds, and nonprofit D&O coverage to the community and social services segment.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states except Hawaii and D.C.
Contact: Phone: 800-352-2761.