My New Markets

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Florida Agriculture Bond
Market Detail: Smith Insurance & Bonds’ offers coverage to meet the agricultural products dealer bond required in the state of Florida by the Florida Department of Agriculture & Consumer Services. Any person or company that is a dealer of agricultural products is required to obtain a license from the Commissioner of Agriculture as well as produce a bond in the amount specified by the Commissioner. This surety bond guarantees that the applicant (principal) will faithfully and truly account for and make payment to producers, their agents or representatives, and/or other licensed agricultural dealers, for all agricultural products purchased or handled.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: Fla. only.
Contact: Customer service at 866-976-2185.

Human Clinical Trials
Market Detail: James River Insurance Co. offers coverage for all phases I-IV, medical device testing, and drug trials. Available coverages include: products Liability, general liability and professional liability; $5 million primary limits available; unsupported excess available; claims made & reported; prior acts available; and vendor’s coverage. Premium’s starting at $5,000. Target risks include: small to medium, average premium $20,000; policy deductibles of $2,500 on some classes.
Available limits: As needed.
Carrier: James River.
States: All states.
Contact: Customer service at 804-289-2700.

Public Transportation
Market Detail: Bolton & Co. offers primary liability, non-trucking liability, physical damage and cargo coverages through A or A+ rated carriers.
Available limits: As needed.
Carrier: Unable to disclose.
States: Ill., Ind., Ky., Ohio, and Tenn.
Contact: Customer service at 502-583-8361.

Vacant Property
Market Detail: Innovative Risk Solutions offers property and GL coverage for vacant residential and commercial properties. Large schedules welcome.
Available limits: Maximum $100 million.
Carrier: Lloyd’s of London.
States: All states except Alaska, Hawaii and Mich.
Contact: John Watt at 954-931-4795 or e-mail: jwatt@irs-incorporated.com.

Skincare Franchise Insurance Program
Market Detail: Marine Agency Corp. offers property, general liability, professional liability,coverage for massage and skincare franchise locations.
Available limits: As needed.
Carrier: Zurich.
States: All states.
Contact: Customer service at 800-763-4775.