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Hazardous Waste Storage & Disposal Facilities
Market Detail: Environmental Insurance Agency Inc. (EIA) offers coverage for storage tank pollution liability. Coverage includes releases from scheduled storage tank systems for corrective actions on-site and off-site. Bodily injury and property damages also are covered. Policies meet U.S. Environmental Protection Agency and state financial responsibility requirements. Minimum premium is $500.
Available limits: Maximum $5 million.
Carrier: Unable to disclose.
States: All states except D.C.
Contact: Customer Service at 800-977-3335.
Hospice (Medical & Non Medical)
Market Detail: Negley Associates is the underwriting manager for an A+XV rated carrier, whose coverages include: professional and general liability; directors and officers (including employment practices liability insurance); excess liability; and property for alcohol/drug rehabilitation centers, mental health facilities, group homes, sheltered workshops, and related organizations. Negley is also an underwriting manager for the Mental Health Risk Retention Group.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Customer Service at 973-830-8500.
Pet Salons/Kennels/Supplies
Market Detail: Topa Insurance Co. offers a monoline general and professional liability package or insurance coverage for pet grooming, kennels and other related animal care businesses.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted.
States: Ariz., Calif., and Nev.
Contact: Grainne Heatherington at 310-201-0451 or email: gheatherington@topa-ins.com.
Package Policy – Older Buildings
Market Detail: Kevin Davis Insurance Services Inc.’s TEXT.
Available limits: eligible buildings include: condos; apartments; shopping centers/strip malls; commercial, warehouse offices; and vacant and partially occupied buildings. Eligible risks are buildings built between 1945 and 1975. (Buildings built prior to 1945 will be considered if underwriting guidelines are met.)
Available limits: maximum $5 million on frame, $10 million on masonry (higher limits may qualify).
Carrier: Unable to disclose, admitted.
States: All states except Fla., Okla., and Texas.
Contact: Reynaldo Valdesuso at 877-807-8708, ext. 6156 or email: rvaldesuso@kdins.com.
Outdoor Recreation Insurance Program
Market Detail: Veracity Insurance Solutions LLC ffers coverage for: outfitters and guides; shooting ranges; trail rides; horse arenas; kite-boarders; skate parks; kayak rentals; motocross tracks; paintball facilities; climbing walls; ropes courses; zip lines; canopy tours; and equipment rental stores, etc.
Available limits: Minimum limit $1 million, max $10 million.
Carrier: Unable to disclose, non-admitted.
States: All states.
Contact: Cameron Allen at 801-763-1375 or email: allen@stratusins.com.
Trade & Professional Associations
Market Detail: Aon Association Services has more than 30 years of experience in working with nonprofits, associations and other affinity groups. Expertise is in designing, implementing, servicing and administering program business. Aon works with more than 56,000 nonprofit organizations and their members throughout the United States, ranging in size and needs from an Elks Lodge seeking general liability coverage to a long-term care facility seeking more complex products and services. Each program is tailored to the needs of the client and is managed by a dedicated team.
Available limits: As needed.
Carrier: CNA.
States: All states.
Contact: Sharon Fine at 800-432-7465 or email: sharon_fine@aon.com.