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Contractors/Construction
Market Detail: All Risks Ltd. has binding authority and brokerage markets for general contractors, artisans, and owners for general liability, property, inland marine, excess, OCP’s, and pollution. Residential, project specific policies and wrap ups are eligible. Can cover multi-family exposures for general contractors and subcontractors. Also included: discontinued products/completed operations, builders risk, EIFS coverage, wrap gap coverage/DIC, foreclosed and abandoned projects, roofers, construction managers, railroad protective, owners and contractors protective liability, pollution, and programs for fire suppression contractors and architects and engineers.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states.
Contact: Ryan Grimes at 800-366-5810 or e-mail: ryan.grimes@allrisks.com.
Primary Commercial General Liability
Market Detail: LifeScienceRisk offers primary commercial general liability or monoline products liability for generic pharmaceuticals, medical devices or nutritional supplements. ISO based claims made forms with excess of deductibles or SIR’s. Multi-year ERP’s available.
Available limits: Minimum $1 million, max $5 million.
Carrier: Catlin Specialty Insurance Co.
States: All states except Dela., and R.I.
Contact: Chuck Seymour at 312-878-8957 or e-mail: cseymour@lsrisk.com.
Pool and Spa Program
Market Detail: RISC. Inc. has a general liability and umbrella program for pool and spa contractors, including blanket additional insured, blanket wavier of subrogation, unlimited per project aggregate, pool pop-up coverage, diving boards and slides available, direct bill option, 20 percent minimum and earned. No multi-residential exclusions.
Available limits: Minimum limit $1 million.
Carrier: Unable to disclose, non-admitted.
States: All states except Colo., Dela., D.C., and Hawaii.
Contact: Roger Herron at 214-220-0884 or e-mail: herron@gorisc.com.
Market Detail: Insurance Marketing Corp. of Oregon (IMCO) is a market for agricultural haulers in the Northwest. IMCO has binding and quoting authority with a number of A+ rated admitted and non-admitted carriers, including Lloyd’s.
Available limits: As needed.
Carrier: Various.
States: Ore. and Wash.
Contact: Customer service at 800-944-3128.
Food Manufacturers/Producers
Market Detail: James River Insurance Co. offers an occurrence or claims made and reported (up to $1 million/$2 million/$2 million) to food manufacturers and producers. Prior acts coverage available. Unsupported OCP in all states except N.Y. ($4,000 minimum premium).Minimum premium: $7,500 for most classes; target risk size: over $500,000 annual revenue.
Available limits: As needed.
Carrier: James River.
States: All states.
Contact: Customer service at 804-289-2700.
Crane & Rigging Contractors
Market Detail: Apollo General Insurance Agency Inc. has markets for crane and rigging contractors, large accounts and smaller accounts. To obtain a quote: 1. Complete Apollo supplemental application; 2. Complete Acord commercial and general liability applications; 3. Five years of currently valued loss runs. Details on any claims of $10,000 or greater; 4. Five years insurer history with premiums and limits; 5. Current balance sheet and most recent year end financials; 6. List of last 10 projects, including estimated value of lift; 7. Workers’ compensation experience mod.
Available limits: As needed.
Carrier: Unable to disclose, non-admitted.
States: All states except D.C. and N.Y.
Contact: Customer service at 800-624-5829.