My New Markets

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Surgery Centers
Market Detail: hci provides medical professional liability to surgery centers for claims arising from negligent acts, errors or omissions due to professional services rendered or which should have been rendered by an insured or by any other person for whose acts the named insured is legally liable, arising out of the conduct of the named insured’s business described in the declarations. Highlights include: incident sensitive trigger, duty to defend form, medical director administrative acts coverage, no sexual abuse exclusion, no aids exclusion, a range of deductible options, one, three, five-year and unlimited ERPs. Minimum premium $7,500. Commercial general liability (limits apply separately), also offered. Additional coverage highlights include: claims-made or occurrence forms and a minimum premium of $2,500. There is also the option to provide occurrence CGL on expiring claims-made CGL with gap endorsement; an option for employee benefit liability; and an option for hire/non-owned automobile liability.
Available limits: As Needed.
Carrier: Unable to Disclose.
States: All states except Alaska, Hawaii and D.C.
Contact: Karen Jacobson at 800-397-9697 ext. 218 or e-mail Karen_jacbson@hciusa.com.

Stand-Alone Fiduciary Coverage
Market Detail: Victor O. Schinnerer & Co.’s not-for-profit directors and officers liability program has added stand alone fiduciary coverage to its portfolio. The policy offers fiduciary liability for any employee acting as a fiduciary on behalf of the organization; directors, officers and the entity itself as well as other employees such as human resources personnel. Target markets for fiduciary and D&O coverage include not-for-profits such as: agricultural cooperatives, alumni associations, civic organizations, clubs, community groups, cultural centers, foundations and charities, golf and country clubs, museums and historical societies, rural water authorities, social service providers without childcare operations and trade and professional associations.
Available limits: Maximum $3 million.
Carrier: CNA.
States: All states except Calif., Texas, Wyo., Alaska, Neb., Minn., and La.
Contact: Dean Townsend at 301-961-9835 or e-mail: dean.c.townsend@schinnerer.com.

Auto Dealers
Market Detail: McLeckie Insurance Group provides open lot and garage for both new and used car dealers. It writes stand alone garage and open lot including coastal exposures. Appointment not required for submissions. Open to submissions for high value and RV dealers. Simplified submission form.
Available limits: Maximum $3 million.
Carrier: Unable to Disclose.
States: Ark., Fla., Ill., La., Miss., N.M., Okla., Texas, Wis.
Contact: Bill McLeckie at 903-897-9090 or e-mail: mcleckie@msn.com.

Camp Accident & Liability
Market Detail: Francis L. Dean & Associates has a new camp program for ports and non-sports camps. $1 million occurrence form includes coverage of claims made by athletic participants. Packaged with a $10,000 accident medical expense. User friendly combined self rating system.
Available limits: Minimum limit $1 million, maximum limit $5 million.
Carrier: Various admitted carriers available.
States: All states.
Contact: Tammy Westbrook at 800-375-0552 or e-mail: trwestbrook@fdean.com.

Solar Engery
Market Detail: Solar Insure provides commercial general liability and professional liability for installers, developers and engineers of solar energy products and services. Target classes include: solar photovoltaic manufacturers, solar installers and contractors, solar PPA providers and developers, wind energy dealers and installers, solar thermal manufacturers. Minimum premiums are $2,500.
Available limits: Minimum limit $1 million, maximum limit $10 million.
Carrier: Various admitted and non-admitted carriers available.
States: All states.
Contact: Ara Agopian at 714-625-8204 or e-mail: ara@solarinsure.com.

Pawnshop Program
Market Detail: Gridiron Insurance Underwriters Inc.’s pawnshop program covers all risk exposures important to pawnshop owners, including gun products liability, jewelry and firearms. The program includes many additional coverages without additional charge such as accounts receivables ($25,000), outdoor signs ($2,500) and valuable papers ($25,000) plus numerous others. It will also consider pawnshops with a limited amount of check cashing and title pawn (20 percent or less of total receipts on each). Additional states added every month.
Available limits: Minimum 500,000, maximum $500 million.
Carrier: Western Heritage Insurance.
States: Ala., Calif., Colo., Fla., Ga., Ill., Ind., Ky., La., Mich., Minn., Miss., Mo., N.C., N.J., N.Y, Ohio, Ore., Pa., Tenn., Texas, Va., Wash. and Wis.
Contact: Bryan Meyer at 888-365-7701 ext. 201 or e-mail bmeyer@gridironins.com.

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