New Markets
The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.
Fire & Water Restoration Contractors
Market Detail: USAssure Insurance Services Inc. offers a fire and water restoration contractor’s pollution liability package policy that includes contractor’s pollution liability as well as general liability. Incidental mold and mold remediation coverage is also available. Minimum premiums and deductibles begin at $5,000.
Available limits: Up to $1 million.
Carriers: Zurich. “A” rated by A.M. Best. Admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., D.C., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., W.Va., Wis. and Wyo.
Contact: Jenny Roberts at 904-224-8970 or e-mail Jenny.Roberts@USAssure.com.
Hazardous Transporters Commercial Auto
Market Detail: London American Risk Specialists Inc. brings agents access to a program covering for-hire and proprietary hazardous material and hazardous waste transporters. The insured must haul at least 50 percent hazardous waste or hazardous materials. The program also includes coverage for chemicals, petroleum products, hazardous waste solvents, contaminated soil or products and hazardous materials identified for transportation under 49 CFR 177. Pollution coverage is automatically included (CA9948 or equivalent plus MCS-90). State and federal filings done as needed. There is also a loss control program and other services available. There is a minimum 10 power units required.
Available limits: Up to $5 million.
Carriers: Unable to disclose. “A+” rated by A.M. Best. Admitted.
States: All except Mass.
Contact: Danielle Garza at 713-977-7726 or e-mail dgarza@londonamericantx.com.
Aggregate, Sand & Gravel Haulers
Market Detail: Leo Risk Services offers a program for aggregate, sand and gravel haulers. The program is designed for fleets with a minimum of five power units (exceptions can be made). Available coverage includes auto liability, physical damage, hired and non-owned auto and general liability.
Available limits: $1 million to $5 million.
Carriers: Unable to disclose. “A” rated by A.M. Best. Admitted.
States: All.
Contact: Pat Leo at 727-734-0040 ext. 220 or e-mail pleo@leoriskservices.com.
Portable Potty Package Program
Market Detail: Tangram Insurance Services offers a comprehensive package of coverages designed for the portable sanitation industry. The program targets those firms involved in the rental/cleaning of portable sanitation units, including guard stations, showers, luxury units and baby care units. Minimum premiums begin at $1,000 and deductibles vary depending on the coverage.
Available limits: $1 million to $5 million.
Carriers: Unable to disclose. No rating information provided. Admitted.
States: Alaska, Ariz., Ark., Calif., Colo., Conn., Del., D.C., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., W.Va., Wis. and Wyo.
Contact: Riley Binford at 707-775-2662 or e-mail rbinford@tangramins.com.
IT Professional Liability
Market Detail: USX/S offers a customized package of coverage for IT professionals encompassing all of the insured’s operations. Coverage is provided for data breach and privacy provided to both the insured and its clients. Other coverage options include electronic media coverage and contingent bodily injury and property damage (BI/PD available only for certain classes). Automatic coverage for independent contractors is also available. Minimum premiums begin at $1,850.
Available limits: Up to $5 million.
Carriers: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: All.
Contact: Janet Wilson at 440-888-7300 or e-mail JanetW@USXS.net.
Crop Insurance
Market Detail: Live Asset Insurance makes private crop insurance available to nurseries, orchards, groves, plantations, vineyards, tree farms and forests. This program is not affiliated with RMA/USDA Government Crop Insurance. Coverage is extended to 17 named perils. Primary coverage is available for trees, shrubs and vines for both commercial and residential risks. The program is endorsed by the American Nursery & Landscape Association. Minimum premiums begin at $5,000 and the minimum deductible is $10,000.
Available limits: Up to $10 million.
Carriers: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: Ala., Ariz., Ark., Calif., Colo., Ga., Ky., La., Miss., Nev., N.M., N.C., Okla., Ore., S.C., Tenn., Texas, Utah and Va.
Contact: David J Teed, CIC at 800-644-0178 or e-mail dteed@liveassetinsurance.com.
Cemeteries – D&O and EPLI
Market Detail: Apogee Insurance Group a Berkshire Hathaway Group offers directors and officers and employment practice liability for nonprofit and for-profit cemeteries. Coverage features include: full prior acts coverage; defense costs outside the policy limits; unlimited extended reporting period for former elected officials; duty to defend; third-party discrimination coverage within the EPLI coverage; and many others. Minimum premiums begin at $1,000 and deductibles start at $500.
Available limits: $250,000 to $5 million.
Carriers: United States Liability Insurance. “A++” rated by A.M. Best. Admitted and nonadmitted.
States: All.
Contact: Robert McIntyre at 610-337-3200 ext. 7021 or e-mail rmcintyre@apogeeinsgroup.com.
Food Borne Illness
Market Detail: Professional Liability Insurance Services Inc. offers a special coverage for restaurants suspecting of causing or spreading a food-borne illness: Trade Name Restoration/Food Borne Illness Loss of Business Income for Restaurants. The costs of immediate crisis management expenses, communications, marketing and media support are covered by this program. Accidental and malicious contamination both are covered by this policy. No restaurant is too small. The insured can purchase six- or 18 month period of restoration. There is no minimum premium.
Available limits: As needed.
Carriers: Certain Underwriters at Lloyds. “A” rated by A.M. Best. Non-admitted.
States: All.
Contact: PLIS Product Team at 800-761-7547 or e-mail underwriting@plisinc.com.
Home Medical Equipment Dealers
Market Detail: Davidson-Babcock makes available a program for home medical equipment dealers selling, renting and servicing home medical equipment. Program coverages include professional liability, products liability and general liability. Minimum premiums begin at $1,700.
Available limits: $300,000 to $2 million.
Carriers: United National. “A” rated by A.M. Best. Non-admitted.
States: All.
Contact: Cheryl Bishop at 888-329-0003 or e-mail hme.program@davidson-babcock.com.