My New Markets
The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.
Privacy General Liability
Nuts & Bolts: Insurebest.com is offering privacy general liability on an occurrence basis, including defense costs and mitigation benefit. The average annual premium is $1,000 or less (under 25 employee group).
Dollars: $100,000 to $600,000.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Gary Kenoff at 800-425-7873 or e-mail info@insurebest.com.
Rap/Hip-Hop Shows and Concerts
Nuts & Bolts: Francis L. Dean & Associates Inc. is a national provider of special event insurance, including rap/hip-hop performances.
Dollars: $1 million to $5 million.
Carrier: Rated “A+” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: John Dean at 800-745-2409, ext. 120 or e-mail jdean@fdean.com.
Contractors – All Trades
Nuts & Bolts: Bliss and Glennon Inc. now offers mono-line general liability or package policies for all contractor trades. Offerings include in-house programs for trades as electrical contractors and landscapers. Available for small to large accounts, including OCIPs or CCIPs. Classes include: general contractors, roofers, electricians, plumbers, utilities, swimming pools, concrete, welders, fence erection, masonry, janitorial, carpentry, drywall, etc.
Dollars: $100,000 to $100 million.
Carrier: Rated “A-8″ or better by A.M. Best. Non-admitted.
States: All.
Contact: Shane Bouma at 310-372-9115, ext. 345 or e-mail boumash@bgsurplus.com.
Process Servers-Record Retrievers
Nuts & Bolts: In 1990, AMIS founder and excess surplus line broker Bill West created a professional liability program for private investigators, insurance adjusters, process servers, attorney services and accident reconstruction.
Dollars: $300,000 to $5 million.
Carrier: First Mercury rated “A-” by A.M. Best. Admitted and non-admitted.
States: All except Wyoming.
Contact: William West at 760-471-7116 or e-mail bwest@amiscorp.com.
Mortgage Impairment
Nuts & Bolts: Anthony R. Davis Agency Inc. is offering mortgage impairment coverage, with errors and omissions and mortgage servicing coverage and 90-day blanket coverage for no-show of homeowner and flood insurance coverage.
Dollars: Varies.
Carrier: Travelers rated “A+” by A.M. Best. Admitted.
States: All.
Contact: Patti Abbott-Bozzo at 908-233-8040 or e-mail pat@ardavisagency.com.
Co-Ops
Nuts & Bolts: Commercial umbrella coverage for condominiums, co-ops, apartment buildings and commercial real estate is now offered by the New Empire Group.
Dollars: $5 million to $100 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: Ala., Ark., Calif., Conn., Del., Fla., Ga., Ill., Ind., Iowa, Maine, Md., Mass., Mich., Minn., N.H., N.J., N.M., N.Y., N.C., Ohio, Pa., R.I., S.C., Tenn., Texas, Vt., Va., W.Va.
Contact: James O’Neill at 866-431-8100 or e-mail jimo@newempiregroup.com.
Excess workers’ compensation
Nuts & Bolts: The SFA team is offering the development, design and implementation of self-insured workers’ compensation programs.
Dollars: Varies by state statute.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Malika Adams at 215-860-7444 or e-mail sfainfo@self-fundedalternatives.com.
Pipeline Construction
Nuts & Bolts: Sloan Mason is offering competitive coverages for pipeline construction contractors including workers’ comp, general liability, umbrella, auto, inland marine and property.
Dollars: $1 million, workers’ comp; $1million, auto; $5 million umbrella.
Carrier: Rated “A” XV by A.M. Best. Admitted.
States: All.
Contact: Michael Tourtellott at 619-325-1719 or at michael@sloanmason.com.
Allied Medical Organizations
Nuts & Bolts: Travis-Pedersen and Associates is offering a policy for medical malpractice and general liability on an occurrence form. These facilities provide medical services directly to a patient or client and are ancillary to physician and hospital care. Included are home health care agencies, supplemental medical staffing, hospices, dialysis centers, medical testing laboratories, substance abuse rehabilitation and outpatient rehabilitation facilities for the impaired.
Dollars: $1 million to $10 million.
Carrier: Rated “A” by A.M. Best. Non-admitted.
States: All.
Contact: Matt Gervin at 480-281-3850 or e-mail mattg@travped.com.
Fire & Water Restoration Contractors
Nuts & Bolts: National E&S Insurance Brokers Inc. says it has the lowest minimum premiums for qualified fire/water restoration contractors in America: $2,500 without mold coverage and $5,000 with mold coverage. Coverage can include general liability, contractor pollution and professional liability, which is written in accordance with the S520 and S500 standards of IICRC.
Dollars: $1 million to $11 million.
Carrier: Rated “A” by A.M. Best. Admitted and non-admitted.
States: All, except Hawaii.
Contact: Cesar Baragan at 661-266-4444 or e-mail cesar@nationaleands.com.
CIC Agent’s E&O Program
Nuts & Bolts: MarketScout’s new program is for agencies with 40 percent of their professional staff enrolled in CIC or CISR programs. Premium reductions for qualified CIC agencies.
Dollars: $1 million to $15 million.
Carrier: Rated “A” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Norm Alberigo at 972-934-4275 or e-mail nalberigo@marketscout.com.
Worldwide Terrorism Coverage
Nuts & Bolts: Chopra Insurance Brokerage Inc. is offering stand-alone terrorism coverage, non-marine terrorism risk worldwide coverage. Broader than TRIA including domestic terrorism and fire. Additional coverages available: public employer’s liability; war on land; chemical and biological terrorism.
Dollars: Up to $100 million.
Carrier: Rated “A” by A.M. Best. Non-admitted.
States: Ala., Calif., Colo., Conn., Del., Ga., Idaho, Ill., Ind., Iowa, Kan., La., Maine, Md., Mass., Mich., Minn., Mo., Mont., Neb., Nev., N.H., N.M., N.C., N.D., Ohio, Okla., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., D.C., W.Va., Wis.
Contact: John Upchurch at 818-551-4588 or e-mail Jupchurch@choprainsurance.com.