My New Markets
Tattoo and Body Piercing
Nuts & Bolts: Marine Agency Corp. is offering professional liability, package, umbrella, and workers’ compensation for tattoo and body piercing businesses.
Carrier: AIG rated “A” by A.M. Best. Admitted.
States: All.
Contact: Charlie Stevens at 800-763-4775 ext. 14 or e-mail cstevens@marineagency.com.
Environmental Casualty Coverage
Nuts & Bolts: USAssure Insurance Services provides enhancements such as general liability, automobile, workers’ compensation, owners and contractors protective liability, as well as umbrella/excess coverage. The target market includes, but is not limited to environmental contractors, consultants and engineers, environmental remediation, asbestos/ lead abatement, emergency response, and storage tank installation/removal operations.
Dollars: Up to $2 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All, except Hawaii.
Contact: Jenny Roberts at 904-224-8970 or e-mail jenny.roberts@usassure.com.
Insurance Agents E&O Program
Nuts & Bolts: Brown & Brown of California Inc.’s Program Division has a market for agents that have been in the industry three or more years with revenue under $3 million and less than 30 licensed staff members. The program is admitted in all states for both property/casualty and/or life agents. There is a broad definition of insured. Defense outside limit of liability and a “damages only” deductible are available. The program is offered on a retail basis only.
Dollars: $1 million to $10 million.
Carrier: American Automobile Insurance Co., rated “A” XV by A.M. Best. Admitted.
States: All.
Contact: Mary Serafino at 800-280-7250, ext. 340 or e-mail mserafino@broprog.com.
Courier/Expedited Local Delivery
Nuts & Bolts: Innovative Insurance Solutions has a program for couriers/ package delivery and others in the expedited local delivery industry. IISI is the exclusive program manager, with authority to quote, bind and service the policies in-house. Available coverages include auto liability, auto physical damage, cargo and general liability.
Dollars: $1 million CSL; $1 million per occurrence/$2 million aggregate.
Carrier: Rated “A-” VIII by A.M. Best. Admitted and nonadmitted.
States: All.
Contact: Lee Duncan at 775-782-6663 or e-mail lee@iisi-usa.com.
Spa and Salon
Nuts & Bolts: The Marine Agency Corp. is offering professional liability, business owners policies and packages, umbrella, workers’ compensation and employment practices liability insurance for spa and salon/massage and skincare businesses.
Dollars: Varies.
Carrier: AIG or Fireman’s Fund rated “A” by A.M. Best. Admitted.
States: All.
Contact: Charlie Stevens at 800-763-4775 ext. 14 or e-mail cstevens@ marineagency.com.