My New Markets
Contractors Pollution Liability
Nuts & Bolts: Sloan Mason is now providing contractor’s pollution liability (CPL) for oilfield diving and sub-sea contractors of all types. For full underwriting review and the best quote, the company requires a CPL supplemental application and five year currently valued carrier issued loss runs (if applicable). Minimum deductible is $5,000.
Dollars: $1million/$2million.
Carrier: Rated “A+” XI by A. M. Best. Non-admitted.
States: All.
Contact: Michael@sloanmason.com or seth@sloanmason.com.
Workers’ Compensation
Nuts & Bolts: The Maplewood Group is offering a workers’ compensation, guaranteed cost program available nationwide with very few restricted classes. USL&H and Jones Act coverage is available.
Dollars: Varies.
Carrier: Rated “A+” by A.M. Best. Admitted.
States: Ala., Ark., Ariz., Alas., Calif., Colo., Conn., Del., Fla. Ga., Idaho, Ill., Ind., Iowa, Kan., Ken., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Okla., Ore., Penn., R.I., S.C., Tenn., Texas, Utah, Vt., Va., DC, Wis. and Wyo.
Contact: Stephen Pierce at 800-227-4938 or e-mail spierce@themaplewoodgroup.com.
Nonprofits
Nuts & Bolts: Aon Association is offering coverage to 56,000 nonprofit organizations and their members throughout the U. S. Clients range in size and needs from an Elks Lodge seeking general liability coverage to a long-term care facility seeking more complex products and services. Each program is tailored to the needs of the client and is managed by a dedicated team.
Dollars: Varies.
Carrier: CNA, rated “A” by A. M. Best. Admitted.
States: All.
Contact: Sharon Fine at 800-432-7465 or e-mail Sharon_Fine@aon.com.
Community Associations, Condos, Co-ops
Nuts & Bolts: Ian H. Graham, with underwriting partner CNA, has a product for the community association industry. The process of renewing and submitting business has been simplified. Rapid renewal application quotations are sent on each risk. On verification, the one page document is signed, dated and faxed back. Immediately upon receipt of the request to bind, the policy and invoice are issued. New business is quoted within 24 hours of receipt, if not sooner. Quotes can even be given while you wait.
Dollars: Up to $5 million.
Carrier: CNA, rated “A” by A. M. Best. Admitted.
States: All.
Contact: Adam Collins at 818-655-1315 or e-mail adam_collins@ianhgraham.com
Political Campaign Committees
Nuts & Bolts: AI Risk Specialists Insurance Inc. (AI Risk), a wholly owned brokerage subsidiary of American International Group Inc. (AIG), introduced LexElect, a multi-line insurance program designed specifically to address risks faced by U.S. Senate, U.S. House of Representatives and gubernatorial campaign committees. LexElect addresses many campaign risks by packaging a number of insurance coverages into a single policy. The coverage includes: general liability insurance; ID theft insurance, hired and non-owned auto liability insurance; host liquor liability insurance, employment practices liability insurance; employee dishonesty/crime insurance; and property insurance. The policy also includes liability insurance for fund raising events with up to 2,000 participants.
Dollars: $1 million per occurrence/$2 million aggregate.
Carriers: Lexington, rated “A+” XV by A.M. Best. Non-admitted.
States: All.
Contact: Patti Craig at 225-709-8551 or e-mail patti.craig@aig.com.
Hotels and Motels
Nuts & Bolts: Next Wave hotel program is offering a comprehensive and competitive package of products to qualifying hotels and motels on either an admitted and non-admitted basis. The program is ideally suited for well-managed franchised and non-franchised hotels and motels with favorable loss experience. All coverages are available as a package or individually.
Dollars: $1 million/$2million, general liability.
Carrier: Rated “A-” by A.M. Best. Admitted.
States: All except Alaska and Hawaii.
Contact: Edgar Salcedo at 619-232-3900 ext. 101 or e-mail esalcedo@
nextwaveins.com.
Agent/Broker E&O
Nuts & Bolts: MGA/Wholesaler/Program Manager E&O is being offered by Rockwood with the motto: know who your defense team is BEFORE you have a loss.
Dollars: $1 million to $5 million.
Carrier: Inter-Hannover rated “A-” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Glenn Clark at 302-765-6001 or e-mail glenn.clark@rockwoodinsurance.com.
Security Guards, Private Investigators, Adjusters, Alarm Cos.
Nuts & Bolts: AMIS/Alliance Marketing & Insurance Services has expanded its markets to include limits up to $5,000,000 and $10,000,000. AMIS provides some coverages, which include: general liability, errors and omissions, loss key, care custody and control, extended PD, excess/umbrella, workers’ compensation, commercial auto and property.
Dollars: $5 million to $10 million.
Carrier: Travelers rated “A+” XV by A.M. Best. Admitted.
States: All except Alaska and Hawaii.
Contact: Bill West at 800-843-8550 or e-mail bwest@amiscorp.com.
Miscellaneous Medical Malpractice
Nuts & Bolts: NAS Insurance Services has a new excess liability facility providing miscellaneous medical malpractice. Excess terms will be quoted automatically to all NAS primary applicants who seek either a miscellaneous medical policy or a social services policy.
Dollars: $5 million per occurrence/$5 million aggregate.
Carriers: Houston Casualty Co., rated “A+” XII by A.M. Best. Admitted. Lloyds of London, rated “A” by A. M. Best. Non-admitted.
States: All.
Contact: Dave Leventhal at 818- 808-4464 or e-mail dleventhal@nasinsurance.com.