My New Markets
Youth Recreation Programs
Nuts & Bolts: Markel Insurance Co. is offering coverage for youth recreation programs and camps. Coverage includes general liability, umbrella, sexual abuse/molestation, D&O, child abduction, special events, professional liability, property, key employee replacement, auto, crime, and business income.
Dollars: Varies.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Heather White at 804-965-1724 or e-mail hwhite@markelcorp.com.
Auto Repair Shops
Nuts & Bolts: USAssure Insurance Services offers a target market that includes auto repair shops, as well as oil change facilities, motor vehicle dealers, tire sales and repair, and auto parts stores. Coverage provides first-party and third-party claims coverage, and can be used to meet EPA financial responsibility.
Dollars: Up to $2 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All, except Hawaii.
Contact: Jenny Roberts at 904-224-8970 or e-mail jenny.roberts@usassure.com.
Non-Trucking Liability Program
Nuts & Bolts: TCBTI has coverage for medium to large-sized owner/operator trucking fleets. Rates vary based on size and experience.
Dollars: $500,000 to $1 million.
Carrier: Rated “A” by A.M. Best. Non-admitted.
States: All except Alaska and Hawaii.
Contact: Thomas Bradshaw at 1-877-498-6900 or e-mail thom@tcbins.com.
Tattoo and Body Piercing
Nuts & Bolts: Marine Agency Corp. is now offering professional liability, package, umbrella and workers’ compensation for tattoo and body piercing businesses.
Dollars: Varies.
Carrier: AIG- rated “A” by A.M. Best. Admitted.
States: All.
Contact: Charlie Stevens at 800-763-4775 ext. 14 or e-mail cstevens@marineagency.com.
Specialty RVs
Nuts & Bolts: RV insurer focused on motorized and non-motorized units including Class A, B and C motor homes, bus conversions and travel trailers. Rating is web-based. Available coverages include total loss replacement, purchase price guarantee, diminishing deductible, full timer’s liability, awning replacement, adjacent structure coverage, physical damage for units valued up to $2 million in select states, and more. Companion auto product is available for RV customers who own private passenger autos. Customers who combine RV and auto can get combined billing, discounted pricing and a single deductible.
Dollars: Up to $1 million CSL.
Carrier: National Interstate rated “A” by A. M. Best. Admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., La., Maine, Md., Mich., Minn., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Penn., S.C., S.D., Tenn., Texas, Utah, Va., Wash., Wis., Wyo.
Contact: Steve Minster at 800-929-1500 or e-mail steve.minster@natl.com.
Home Fuel Oil Delivery
Nuts & Bolts: International Excess of Pittsburgh offers coverage for propane, petroleum and fuel oil distributors. Coverages include property, inland, CGL, business auto and umbrella liability.
Dollars: Up to $5 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: W. Flagg Pavlik at 800-937-3497, ext. 208 or e-mail fpavlik@intlxs.com.
Mortgage Brokers
Nuts & Bolts: Klinger Associates Inc. has a program for mortgage brokers; professional liability, including residential and commercial.
Dollars: Starting at $1 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Bob Klinger at 317-845-9890 or e-mail Klinger@klinger-insurance.com.
Jet Skis
Nuts & Bolts: Midlands Management Corp. can write up to two jet skis or personal watercraft per policy. Low minimum premiums and no age restrictions. Acceptance subject to full underwriting and a complete submission. Premiums as low as $65.
Dollars: Up to $500,000
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Brandon Davis at 800-800-4007 or e-mail bsdavis@midman.com.