My New Markets
Apartments, Habitational, Condominiums
Nuts & Bolts: A program manager on behalf of United National Insurance Group is offering packages and mono-line General Liability coverage for apartments, habitational, condominiums. Deductible is $5,000. Minimum premium, $15,000; maximum, $1 million. Minimum premium general liability is $7,500.
Dollars: $3 million to $25 million.
Carrier: United National Group of Insurance Cos., rated “A” by A. M. Best. Admitted and non-admitted.
States: All, except Alaska and Hawaii.
Contact: Steven Gross at 973-467-4467 or e-mail at sgross@metroins.com.
Directors’ and Officers’ Liability
Nuts & Bolts: Navigators Pro is offering directors and officers liability and employment practices liability for all industry sectors. Deductible is minimum, $10,000. Minimum premium is $5,000; maximum premium, $500,000.
Dollars: $1 million to $10 million.
States: All.
Carrier: Navigators Insurance Co., “A” by A.M. Best. Admitted.
Contact: Christopher Duca at 212-613-4305 or e-mail at cduca@navg.com.
Truckers’ Auto Physical Damage
Nuts & Bolts: AIX Group Inc. has formed a new program to provide automobile physical damage coverage to commercial trucking operations. It will target operations with above average loss experience and fleets between five and 75 units. Commercial light, medium, heavy and extra heavy trucks, tractors, trailers or sem-trailers up to 10 years old may be insured.
Dollars: Up to 250,000 per unit; maximum total insurable values per schedule $5 million.
Carrier: Nova Casualty Co. rated “A-” VII by A.M. Best. Admitted.
States: Ariz., Fla., Iowa, Idaho, Ill., Ind., Kan., La., Maine, Mich., Mo., Neb., Nev., Ohio Penn., S.C., Tenn., Utah, Wis., Wyo., Calif.
Contact: Jeff Moran at 1-860-683-9876 or e-mail jmoran@aixgroup.com.
Nursing Home
Nuts & Bolts: Quadrant Insurance Managers offers professional and general liability coverage to Texas and Florida nursing homes (skilled nursing facilities); subacute care facilities; rehabilitation facilities; and intermediate or continuing care retirement communities. Coverage is on a claims made policy. There is no limitation on the number of beds and no deductible. Available on a surplus lines basis.
Dollars: Up to $100,000 per claim; $100,000 aggregate.
Carrier: Rated “A-” VIII by A.M. Best. Non-admitted.
States: Texas, Florida.
Contact: Mark Harris at 614-841-1425 or e-mail mharris@quadrant-us.com
Health Clubs & Fitness Facilities
Nuts & Bolts: K&K offers a line of programs for a range of health and fitness operations such as health clubs, sport clubs, gyms, etc.
Dollars: Up to $10 million.
Carrier: Great American Assurance & Nationwide Mutual, rated “A” and “A+” respectively by A.M. Best. Admitted.
States: All.
Contact: Marketing at 866-554-4636 or e-mail KK_general@kandkinsurance.com