New Markets

April 17, 2006

Excess Auto LiabilityTITLE: Nuts & Bolts: Freberg Environmental Inc. announced an excess automobile liability program designed to provide excess limits over FEI’s hazardous material and hazardous waste trucking program with Arch Insurance Group. The Arch program provides a maximum limit of liability of $1 million. With the addition of the excess program FEI has the capacity to offer $5 million in limits of liability to hazardous material and hazardous waste trucking accounts.
Dollars: $1million to $4 million; minimum premium, $7,500.
Carrier: Non admitted.
States Available: Ala., Ark., Ariz., Calif., Co., Conn., Del., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., Maine, Md., Mich., Minn. Miss., Mo., Neb., Nev., N.H., N.J., N.M., N.C., N.D., Ohio, Okla., Ore., Penn., R.I., S.C., S.D., Tenn., Texas, Utah, Vt.., Va., Wash., D.C., W.Va. and Wyo.
Contact: John Fusie, assistant vice president, Transportation manager, (303) 534-1171 or e-mail, www.feiinsurance.com

Contingent Auto and Cargo LiabilityNuts & Bolts: Greenwich Transportation Underwriters Inc. offers coverage for contingent auto liability and contingent cargo for truck brokers.
Dollars: Up to $1million; deductible, none on auto/$1,000 with options on cargo.
Carrier: Two carriers, non admitted.
States Available: Ala., Ark., Ariz., Calif., Co., Conn., Del., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mich., Minn. Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Penn., R.I., S.C., S.D., Tenn., Texas, Utah, Vt.., Va., Wash., D.C., W.Va., Wis. and Wyo.
Contact: Jim Savage, vice president marketing, (800) 488-8852, or e-mail jsavage@gtu-ins.com

Homeowners Catastrophe Product Nuts & Bolts: A new ICAT product, written on a surplus lines basis, provides catastrophe coverage for dwellings valued from $200,000 to $5 million in insured value. Replacement cost coverage is available for both owner and non-owner occupied residential properties. Coverage limits may be selected individually, subject to maximum amounts. Deductibles range from 1 percent to 15 percent and discounts are available for windstorm protective devices. Replacement cost coverage can be endorsed for personal property. Additional coverage options include ordinance or law, mold cleanup and removal and additional property coverage.
Dollars: Up to $5 million.
Carrier: Clarendon American Insurance Co.
State Available: South Carolina.
Contact: Contact local wholesale agent or www.@icat.com.

Liquor Liability Program Nuts & Bolts: Geo. F. Brown & Sons Inc. is offering a liquor liability package program for all classes serving alcoholic beverages including bars and taverns, restaurants, private clubs, retail stores, special events, adult entertainment and nightclubs. The new program also covers risks with late close exposure. It contains special rating considerations and improved rates for restaurants, private clubs and retail stores, as well as enhanced credit for loss experience, server training, cab-assist programs and neighborhood locations.
Dollars: General liability limits are up to $1M/$2M CSL, Deductible $500; liquor liability limits – $1M/$2M CSL; deductible ,none.
Carrier: RSUI Group Inc.
State Available: Arizona.
Contact: Bill Casey, (312) 258-3057, wcasey@gfbgroup.com