Garage Program

January 23, 2006

Nuts & Bolts: Yates & Associates Insurance Services is offering a new garage program targeting new and used car dealers, private passenger auto repair shops, RV dealers and repair, motorcycle dealers and repair, gas stations with auto repair and convenience store, auto body and paint shops, auto stereo and alarm installers, full service car washers, auto detailers, new tire dealers, trailer dealers, wholesaler auto dealers and brokers, valet parking, heavy truck dealers and repair, impound yards and public livery repair.

Dollars: Miscellaneous coverages are offered, with additional insureds and waiver of subrogation, broadened coverage (includes personal/advertising injury and $50,000 fire legal), drive away radius extension up to unlimited. The radius, fire legal liability limit is up to $300,000. The hired auto coverage limit is up to $1 million. The medical payments coverage limit is up to $5,000. And the personal injury liability limit is up to $1 million.

Policy limits for garage liability are up to $1 million /$2 million; Uninsured and underinsured motorist limit is up to $1 million; GKLL limit is up to $1 million per lot limit/$150,000 per vehicle limit.

Carrier: Rated “A-VII,” nonadmitted.

States Available: California.

Contact: Michael Tahan, (800) 660-1125 ext. 251.