Identity Recovery Coverage Personal Lines

Nuts & Bolts: Merchants Insurance Group introduced their newly expanded Identity Recovery Coverage program for homeowners’ policyholders. The new coverage was designed to help victims of identity theft clear their credit history and repair their identity records and is available in Massachusetts, New Jersey, Ohio, New Hampshire, Pennsylvania and Rhode Island. Coverage will be expanded to other states in the near future. The endorsement provides $15,000 of expense reimbursement coverage, includes important customer concierge services, a dedicated recovery help line and personal case management. Confirmed identity theft victims insured with this product are assigned to an experienced identity recovery case manager.

Dollars: The endorsement provides $15,000 of expense reimbursement coverage.

Carrier: Merchants Mutual Insurance Co. and Merchants Insurance Co. of New Hampshire Inc., two separate companies of Merchants Insurance Group. Both are rated “A-” by A.M. Best, admitted.

States Available: Massachusetts, New Jersey, Ohio, New Hampshire, Penn. and RI.

Contact: Paul Saccomando, (800) 462-1077, ext. 3070.