Excess Liability Coverage

Nuts & Bolts:
AIG Excess Casualty, a division of American Home Assurance Co., has introduced xsInResponse to provide excess liability coverage for risks previously covered by an insurance carrier that is now insolvent. Available as an endorsement to AIG Excess Casualty’s commercial umbrella liability policy, Umbrella Prime, xsInResponse allows policyholders to reduce insolvency-related vulnerabilities in excess liability insurance programs dating back up to 15 years. xsInResponse coverage responds to incurred but not reported claims. UmbrellaPrime, available with up to $50 million in limits, also includes crisis management funds, access to professional expertise and immediate, 24/7 access to specialists who can help companies manage a crisis, even before a claim is filed.

Dollars:
xsInResponse endorsement to commercial umbrella – $50 million in available limits, $1 million trailing SIR, no minimum premium.

Carrier:
Underwritten through AIG Excess Casualty, xsInResponse is a non-admitted endorsement.

States Available:
All.

Contact:
Richard Tallo, (212) 458-6104 or richard.tallo@aig.com.