Sewer and Water-Main Contractors

October 17, 2005

Nuts & Bolts:
Sloan Mason Insurance Services announced a program with an “A+ XV” admitted carrier, which provides WC/GL/Auto/UMB for sewer and water main contractors. These utility contractors can perform work in new tract developments, as well as usual public areas. No hook-ups to residential properties. The following are required for full underwriting review and best quote: five-year payroll history; five-year currently valued carrier issued loss runs (valuation date within 120 days of requested effective date); ACORD WC/GL/Auto/UMB applications; a copy of current NCCI or WCIRB experience rating worksheet; and contractors supplemental or generic supplementals accepted. Sloan Mason is a surplus lines brokerage based in San Diego, Calif., with non-resident licenses in a number of other states.

Dollars:
Minimum premiums are $50,000 for workers’ compensation/general liability/auto combined and $7,500 for umbrella liability. No deductibles apply, so coverage is first dollar. Limits available on general liability are $1 million per occurrence/$2 million aggregate. Limits available on umbrella are up to $10 million.

Carrier:
Rated “A+ XV” by A.M. Best, admitted.

States Available:
Alaska, California, Nevada, Arizona, Texas, Louisiana, Florida, New Jersey and Mississippi.

Contact:
Paul Mason, (619) 595-4831 or paul@sloanmason.com. Eva Martinez (619) 595 4831 or eva@sloanmason.com.