Expanded ElderCare Program

Nuts & Bolts:
Lighthouse Underwriters LLC expanded its ElderCare program in Texas with an assisted living package that includes combined general liability/professional liability, automobile, and excess coverage for assisted living facilities, independent living facilities and continuing care retirement communities. Lighthouse Underwriters offers in-house underwriting authority, a broad professional liability form and a proprietary rating.

Dollars:
GL/PL minimum premium is $7500. Limits to $1 million/$3 million; deductibles go from first dollar to $25,000. Excess available up to $5 million.

Carrier:
Essex/SMART, a Markel Ins. Co., rated “A” (excellent) by A.M. Best, non-admitted. Auto on admitted basis with Markel.

State Available:
Texas.

Contact:
Saye Gbalazeh, (703) 770-3700 ext. 308; sgbalazeh@lighthouseunderwriters.com.