Employment Practices Liability Program

Nuts & Bolts:
Arrowhead General Insurance Agency Inc.’s professional liability division (www.ArrowheadPro.com) launched an employment practices liability insurance program for small- and mid-market businesses in 47 states. Highlights of the program include coverage for full prior acts; specific coverage for employment claims arising out of company Internet and e-mail; and a broad wrongful employment act definition. Third-party discrimination coverage, including sexual harassment, is also available. The non-admitted (currently admitted only in New York) EPLI program offers an extension of coverage for the lawful spouse and has no exclusions for intentional acts, class action or downsizing. As part of the EPLI program, producers have free access to a third-party, flexible, online employment practices training tool.

Dollars:
Limits from $250,000 up to $1 million, retentions from $2,500 up to $50,000 and minimum premiums starting at $1,750.

Carrier:
Rated “A” by A.M. Best. Admitted in New York only.

States Available:
Available in 47 states.

Contact:
Christina Eagle, (800) 333-5553 ext. 6340 or ceagle@arrowheadgrp.com; Mark Boyer, (310) 455-7812 or mark@boyersyn.com.