Workers’ Comp

Nuts & Bolts:
Workforce Safety and Ins. (WSI) announced that North Dakota employers can now purchase a workers’ comp policy to cover their employees who work temporarily outside the state. In partnership with the Accident Fund Ins. Co. of America, WSI will sell a policy that covers all an employers’ workers who must travel out of state on a temporary or incidental basis. The state legislature passed a law allowing WSI to offer the coverage, which is aimed at helping businesses along the Red River Valley that often go back and forth between North Dakota and Minnesota. North Dakota employers with active accounts in good standing may purchase the All States’ coverage that will cover all of an operation’s employees for a flat rate of $600 per year. Once accepted by WSI, this insurance provides coverage for incidental or temporary work outside the state. If the employer or worker generates more than 25 percent of its business or wages in any other state, the employer must still obtain separate workers’ compensation coverage in that other state.

Dollars:
The annual premium is $600. No deductibles.

Carrier:
Accident Fund Insurance Company of America, admitted.

States Available:
All except Ohio, Washington, West Virginia and Wyoming.

Contact:
www.workforcesafety.com.