Specified Professions

October 25, 2004

Nuts & Bolts: NIF Group Inc. introduced a new program for specified professions called “Miscellaneous E&O.” The program will be administered by NIF Professional Liability Risk Solutions. NIF Group and General Star Management Co. will together offer the program countrywide. It is designed for a diverse set of professions, including many types of consultants, media related and real estate classes. The policy is a right and duty to defend form. Personal injury coverage is provided and full prior acts are available. The policy includes an automatic 60-day extended reporting period.

Dollars: A limit of $2 million is available with a minimum $2,500 deductible. Premiums start at $2,500.

Carrier: General Star Management Co. rated “A++ IX” by A.M. Best, nonadmitted.

States Available: All.

Contact: Ed Velasquez, (908) 508-9696, ext. 16, evelasquez@nifgroup.com or www.nifgroup.com.