Educational Institutions

Nuts & Bolts: S.H. Smith is offering Educators/School Board Legal Liability Insurance, a suite of coverages critical for non-profit and for-profit educational institutions. Coverages include Educators E&O; Directors & Officers Liability; Employment Practices Liability and Fiduciary Liability. Target classes include private schools, charter schools, colleges and universities. Also available: an Educational Institutions Umbrella Program.

Dollars: Minimum premium of $1,500 per MM on Lead, $750 per MM on $40 MM x $10 MM in $5 MM increments; Limits Up to $50,000,000

Carrier: Rated “A++” by A.M. Best.

States Available: All states.

Contact: Jack Kramer, jack@shsmith.com; (860) 561-3600 in Conn.; (800) 356-0168. Visit: www.shsmith.com