Comprehensive Liability – Specialty Trade Contractors

Nuts & Bolts: Construction Insurance Solutions (CIS), a program brand administrator operating through program territorial managers Norman-Spencer, McKernan Agency Inc. (NSM), RISC Insurance Specialist and Arthur J. Gallagher of Louisiana, has a new program for specialty trade contractors involved in commercial and residential construction. Target trades include air-conditioning, concrete, electrical, excavators and land graders, fence, fire sprinkler, garage door, groundwater drilling, heating and plumbing, landscapers, mechanical, nurseryman and landscapers, roofing, sheet metal, street and road, swimming pool and spas, system builders and underground utility contractors. The CIS program offers general liability occurrence form coverage with blanket additional insured, blanket waiver of subrogation and per project aggregate coverages available. Commercial umbrella coverage following form.

Dollars: General liability minimum property damage deductible of $2,500. General liability primary limits of $1 million/$2 million product /completed operations and annual aggregates. Minimum policy premium of $5,000. Commercial umbrella limits up to $25 million.

Carrier: Rated “A++ XV.”
State Available: Available in all states. However, coverage restrictions and limitations may apply in some states.

Contact: For Arkansas, Louisiana, Oklahoma and Texas, contact RISC Insurance Specialists at: (214) 954-0707/(214) or 954-0999 (fax). Or call Construction Insurance Solutions at (866) 247-4675. For agent kits and submission guidelines, visit www.constructioninsurancesolutions.com.