Casualty Premises Pollution

Nuts & Bolts: ACE Casualty Risk introduced a new casualty premises pollution program offering general liability and premises pollution coverage in a single primary policy. It is designed to help companies address potential gaps in coverage by providing a broad range of pollution protection not typically found in a GL policy. Umbrella coverage specifically tailored to the program is available. The target market for this new policy includes manufacturers and distributors in the following areas: chemicals; industrial machinery; noncritical auto parts and other non-standard exposures. Coverage highlights include the following: commercial general liability coverage; coverage for clean-up costs and third-party bodily injury and property damage arising out of pollution on, at, or emanating from an insured location; and Third-party coverage for bodily injury, property damage and remediation costs arising from pollution conditions resulting from the transportation/disposal of wastes or products.

Dollars: Limits up to $10 million ($25 million available subject to underwriting criteria). Minimum premium, $150,000. Minimum self-insured retention $25,000. Claims made form.
Carrier: ACE USA, rated “A” by A.M. Best, nonadmitted.

States Available: All states.

Contact: Gerry Rojewski, (215) 640-5919 or gerry.rojewski@ace-ina.com