Public Venues

Nuts & Bolts: AIG launched Venue Liability Protector, a commercial coverage designed to address the casualty risks of public venues and accident risks of patrons at performance and hospitality events. Venue Liability Protector is a broad, general liability coverage that includes accidental death and dismemberment (AD&D) insurance specifically to cover patrons of venues of all types. The AD&D coverage responds in the event that a patron suffers an accidental death or injury at the insured venue, providing immediate financial benefits to victims and their families. Risk management services are also offered to help commercial insureds reduce liability exposures and create a safer public environment.

Dollars: Offers general casualty limits of liability up to $1 million in primary coverage and excess limits up to $25 million. Up to $10 million in aggregate AD&D insurance.

Carrier: Lexington Insurance Co., rated “A+ XV,” nonadmitted.

States Available: All states.

Contact: Deborah Coleman, (214) 932-2163 or venueliability@aig.com