Livestock
Nuts & Bolts: General Fire & Casualty Company (www.genfireins.com) launched a new livestock insurance product, The CattleGuard. The policy provides coverage for loss involving certain diseases, such as FMD (foot-and-mouth disease), BSE (aka “mad-cow” disease), hydrophobia (rabies), anthrax (charbon or splenic fever) and other specified diseases, even if such a disease outbreak is a result of an act of terrorism. Also covered are other basic causes of loss, such as fire, flood, earthquake, lightning and shooting. Extreme weather, such as tornadoes and blizzards, can also be insured. The policy covers perils of loss, with limits and sub-limits that are clearly identified. The CattleGuard includes a comprehensive risk-management program for preventing and mitigating destructive losses in cattle-related commerce at the local level. The Loss Prevention and Biosecurity guidelines included in The CattleGuard program are customized to the specific class of operation. These guidelines can be reasonably and effectively implemented by the policyholder. The CattleGuard program, which will be offered to feedlots, dairies, cow/calf producers, sale yards and slaughterhouse operations, will be marketed by selected independent agents.
States Available: The policy is available, subject to underwriting, in the following states: Arizona, Colorado, Idaho, Iowa, Kansas, Missouri, Nevada, North Dakota, Oklahoma, South Dakota, Utah and Washington. General Fire & Casualty Company is also in the process of filing for approval in: Nebraska, Texas, Oregon, Montana, Minnesota, Wisconsin, Illinois, Indiana and Kentucky
Contact: (208) -34-5-6658, info@genfireins.com