Personal Umbrella

Nuts & Bolts: The Independent Insurance Agents of Texas is offering stand-alone personal umbrella coverage through RLI Insurance Co. The program features 12 percent commission, three-day policy issuance, direct bill at renewal, no excluded vehicles, easy rating with no manual calculations, self-underwriting application and more. Program guidelines, a simplified self-underwriting application and rate sheets are available on the IIAT Web site at www.iiat.org.

Dollars: Limits up to $5 million; 12 percent commission.

Carrier: RLI Insurance Co., rated “A” Excellent IX by A.M. Best Co.

States Available: Texas, to IIAT members.

Contact: Randy Douglas, (800) 880-7428