Miami Adjusters Facing Charges

Two Miami insurance adjusters are facing charges of insurance fraud and grand theft for allegedly collecting more than $25,000 by padding legitimate automobile accident claims with fictitious victims.

Harold Rasco, 29, of Hialeah, was arrested at his home, and Abel Henriquez, 27, of Miramar, had agreed to surrender on the charges. Rasco is charged with two counts of insurance fraud and one count of grand theft, while Henriquez faces six counts on each charge. The Department of Financial Services’ Division of Insurance Fraud began an investigation after receiving information about the alleged scheme from U.S. Security Insurance Company’s Special Investigations Unit.

Investigators reportedly found that Rasco and Henriquez added not only fictitious passengers but also fictitious doctors to legitimate accident claims, had checks issued based on the fraudulent claims and deposited the illicit proceeds into a fictitious bank account. Rasco and Henriquez’s alleged scheme have resulted in a total loss, to date, exceeding $25,700.