5 Ways to Prepare for Healthcare Liability Changes in 2025

Healthcare providers, insurers, and underwriters face potential shifts in healthcare liability regulations under the new presidential administration in 2025. Here are five key steps to help navigate these changes:

1. Stay Informed About Policy Shifts. The new administration may introduce reforms or changes in medical liability laws, such as tort reform or changes in malpractice insurance regulations. Healthcare stakeholders should closely monitor legislative developments to stay ahead of potential changes.

2. Review and Adjust Risk Management Strategies. With potential increases in professional liability risk, especially during mergers and acquisitions, healthcare stakeholders should review and strengthen their risk management protocols. This includes assessing for consistency in risk management plans, training staff, improving communication systems, and ensuring that care standards are maintained during transitions.

3. Evaluate Insurance Coverage. Brokers and insureds should regularly collaborate to ensure professional liability policies are sufficient and written to address new risks and services as they are added.

4. Plan for Reforms. As regulatory, liability, and tort reform is repealed or introduced, insurers can play a key role by offering new products and coverages tailored to insureds’ needs through these changes.

5. Encourage Collaboration Across Teams. Mergers and acquisitions can lead to disruptions in care and communication. Healthcare insurers, professional liability brokers, and healthcare organizations should foster collaboration across teams to ensure smoother transitions and reduce the risk of losses.