California Man Nabbed for Getting Comp from Multiple Insurers While Working

May 21, 2018

Michael Williams, 34, of Daly City, Calif., was arrested on 21 felony counts of insurance fraud and grand theft after allegedly working for multiple employers while collecting over $85,000 in workers’ compensation benefits from two insurers.

In November 2014, Williams was reportedly working as an electrician when he sustained a work-related injury. He filed a workers’ comp claim with the State Compensation Insurance Fund and began collecting temporary workers’ comp benefits.

An investigation by the California Department of Insurance revealed that in March 2015 Williams began working for a different employer, yet continued allegedly collecting payments from SCIF. In May 2015, Williams sustained another work-related injury and filed another claim, this time with Travelers Insurance.

Between March 2015 and November 2016, Williams allegedly worked for and was paid by three different employers. At one point, Williams was collecting payments from SCIF and Travelers for two different work-related injuries.

To continue collecting benefits, William allegedly misrepresented his level of abilities, earnings and employment status to SCIF and medical providers to collect permanent disability benefits after the temporary benefits were exhausted.

Williams also was charged with grand theft for allegedly using his former employer’s credit card for personal expenses including an engagement ring.

The case is being prosecuted by the San Mateo District Attorney’s Office.