Michigan Orders Unlicensed Agent, ‘Fictitious’ Insurer to Stop Selling Insurance

The Michigan Department of Insurance and Financial Services (DIFS) has ordered Ray Coleman, Midwest Insurance Group and RPM Insurance Group (RPM) to cease and desist from selling, soliciting or negotiating insurance policies, regulators announced.

According to the DIFS order, a 2014 departmental investigation found that Coleman, who is unlicensed and not authorized to sell insurance, violated Michigan law by:

• Selling, soliciting, or negotiating insurance without receiving the training or license required;
• Maintaining the website www.rpminsurancegroup.com to solicit purchases of insurance by Michigan residents living in Macomb, Oakland, and Wayne counties despite not being licensed to engage in the business of insurance in Michigan; and
• Issuing fraudulent automobile insurance policies through a fictitious insurance company, Midwest Insurance Group.

Midwest is not authorized to issue insurance policies in Michigan, authorities said.

Failure to comply with the DIFS order could subject Coleman to a civil fine of up to $30,000 and criminal prosecution.

The businesses are located at 17340 W. Twelve Mile Rd., Ste. 103, Southfield, MI 48076. At press time, the website for RPM Insurance Group was still functional.