Texas Market Share: Homeowners and Personal Auto

March 11, 2013

Top 40 Insurers/Homeowners

Based on 2011 Texas Written Premium

Rank Company $ Written Premium % of Market
1 State Farm Lloyds $1,678,075,665 28.09%
2 Allstate Texas Lloyd’s 462,398,477 7.74%
3 Texas Farmers Ins. Co 356,802,156 5.97%
4 USAA Texas Lloyd’s Co. 250,543,279 4.19%
5 United Services Automobile Association 240,141,972 4.02%
6 Allstate Fire and Casualty Ins. Co. 226,817,288 3.80%
7 Farmers Ins. Exchange 188,693,882 3.16%
8 Travelers Lloyds of Texas Ins. Co. 173,905,203 2.91%
9 Safeco Ins. Co. of Indiana 164,939,055 2.76%
10 Chubb Lloyds Ins. Co. of Texas 119,944,407 2.01%
11 Nationwide Property and Casualty Ins. Co. 116,061,601 1.94%
12 ASI Lloyds 115,494,445 1.93%
13 Travelers Home and Marine Ins. Co. 103,261,884 1.73%
14 Foremost Lloyds of Texas 93,333,272 1.56%
15 Texas Farm Bureau Mutual Ins. Co. 85,626,422 1.43%
16 Fire Ins. Exchange 83,832,912 1.40%
17 Texas Farm Bureau Underwriters 75,097,184 1.26%
18 Liberty Ins. Corp. 69,657,795 1.17%
19 Nationwide Lloyds 68,549,364 1.15%
20 Amica Lloyd’s of Texas 65,427,777 1.10%
21 Texas Fair Plan Assoc. 58,582,135 0.98%
22 Auto Club Indemnity Co. 57,520,339 0.96%
23 National Lloyds Ins. Co. 56,674,181 0.95%
24 Metropolitan Lloyds Ins. Co. of Texas 51,206,060 0.86%
25 Liberty Lloyds of Texas Ins. Co. 48,015,811 0.80%
26 Republic Lloyds 42,811,253 0.72%
27 Property and Casualty Ins. Co. of Hartford 41,996,187 0.70%
28 National Specialty Ins. Co. 40,552,323 0.68%
29 Liberty Mutual Fire Ins. Co. 40,009,483 0.67%
30 Universal North America Ins. Co. 34,823,516 0.58%
31 Homeowners of America Ins. Co. 33,672,612 0.56%
32 Cypress Texas Lloyds 33,645,122 0.56%
33 Sentinel Ins. Co. Ltd. 32,224,583 0.54%
34 State Auto Property & Casualty Ins. Co. 30,164,485 0.50%
35 Wellington Ins. Co. 26,561,083 0.44%
36 Central Mutual Ins. Co. 26,557,580 0.44%
37 Safeco Lloyds Ins. Co. 21,788,157 0.36%
38 Southern Ins. Co. 20,847,114 0.35%
39 Chartis Property Casualty Co. 20,790,283 0.35%
40 Acceptance Casualty Ins. Co. 20,441,221 0.34%
Total Top 40 Homeowners Premium $5,477,487,568 91.68%
All Other Homeowners Premium $496,964,335 8.32%
$5,974,451,903 $13,607,310,945 100.00%

Source: Texas Department of Insurance

Top 40 Insurers/Private Passenger Auto

Based on 2011 Texas Written Premium

Rank Company $ Written Premium % of Market
1 State Farm Mutual Automobile Ins. Co. $2,489,133,695 18.29%
2 Farmers Texas County Mutual Ins. Co. 1,266,564,885 9.31%
3 Progressive County Mutual Ins. Co. 1,178,487,539 8.66%
4 Government Employees Ins. Co. 657,632,095 4.83%
5 Allstate Fire and Casualty Ins. Co. 644,303,491 4.73%
6 Old American County Mutual Fire Ins. Co. 478,777,821 3.52%
7 Allstate Indemnity Co. 436,442,601 3.21%
8 United Services Automobile Association 404,901,504 2.98%
9 Home State County Mutual Ins. Co. 402,052,189 2.95%
10 Consumers County Mutual Ins. Co. 327,375,657 2.41%
11 USAA Casualty Ins. Co. 324,963,381 2.39%
12 Colonial County Mutual Ins. Co. 308,824,989 2.27%
13 Allstate County Mutual Ins. Co. 275,067,595 2.02%
14 Texas Farm Bureau Casualty Ins. Co. 257,237,520 1.89%
15 Liberty County Mutual Ins. Co. 252,949,049 1.86%
16 State Farm County Mutual Ins. Co. of Texas 241,753,010 1.78%
17 Loya Ins. Co. 231,921,392 1.70%
18 Southern County Mutual Ins. Co. 231,576,105 1.70%
19 Geico Indemnity Co. 203,746,572 1.50%
20 Texas Farm Bureau Mutual Ins. Co. 178,529,482 1.31%
21 Foremost County Mutual Ins. Co. 153,175,815 1.13%
22 AAA Texas County Mutual Ins. Co. 152,133,619 1.12%
23 Nationwide Mutual Ins. Co. 133,422,234 0.98%
24 USAA General Indemnity Co. 127,789,492 0.94%
25 Garrison Property and Casualty Ins. Co. 124,853,658 0.92%
26 ACCC Ins. Co. 107,975,591 0.79%
27 Germania Select Ins. Co. 100,117,821 0.74%
28 Allstate Property and Casualty Ins. Co. 96,843,571 0.71%
29 Amica Mutual Ins. Co. 92,249,888 0.68%
30 Metropolitan Lloyds Ins. Co. of Texas 85,946,139 0.63%
31 21st Century Centennial Ins. Co. 83,079,795 0.61%
32 Unitrin County Mutual Ins. Co. 75,976,812 0.56%
33 Infinity County Mutual Ins. Co. 74,777,881 0.55%
34 Bristol West Specialty Ins. Co. 72,619,174 0.53%
35 Farm Bureau County Mut. Ins. Co. of Texas 64,471,271 0.47%
36 Dairyland County Mutual Ins. Co. of Texas 63,999,273 0.47%
37 Mercury County Mutual Ins. Co. 59,892,240 0.44%
38 Allstate Ins. Co. 53,813,906 0.40%
39 Geico General Ins. Co. 52,502,951 0.39%
40 Trinity Universal Ins. Co. 49,599,189 0.36%
Total Top 40 Private Passenger Auto Premium $12,617,480,892 92.73%
All Other Private Passenger Auto Premium $989,830,053 7.27%
Total Private Passenger Auto Premium $13,607,310,945 100.00%

Source: Texas Department of Insurance