Summary of New State Laws

Alaska — Ignition Interlock Devices – HB 19, which took effect Jan. 1, 2009, limits driver’s license privileges relating to the crime of avoidance of ignition interlock devices when a person knowingly circumvents or tampers with the device, or rents a motor vehicle to a person who has an ignition interlock limited license. The law provides for court procedures for sentencing relating to convictions of driving under the influence of an alcoholic beverage, inhalant or controlled substance.

California — AB 2956 clarified the duties of an insurance agent versus a broker. Prior to the new law, confusion existed within the industry, with consumers, brokers, agents, and courts over what tests could be used to determine an agency versus broker relationship. Now, the law establishes four situations in which the broker presumption is presumed rebutted. Additionally, the law requires brokers to disclose their fees in a written agreement.

Idaho — HB 429 amended existing law relating to motorist insurance, removing reference to certain liabilities arising out of ownership, maintenance or use of a motor vehicle. The law discusses coverage for underinsured motor vehicles, requiring in writing or electronically for the rejection of underinsured motorist coverage, and requiring the insurance carrier to provide the insured with a summary statement.

Utah — New motor vehicle liability policy minimum limits took effect Jan. 1, 2009, noting that policies containing liability coverage may not limit the insurer’s liability under that coverage below: $25,000 because of bodily injury to or death of one person in any one accident; $65,000 because of bodily injury to or death of two or more persons in any one accident (up from $50,000); and $15,000 because of liability for injury to or destruction of property of others in any one accident; or $80,000 (up from $65,000) in any one accident whether arising from bodily injury to or the death of others, or from destruction of, or damage to, the property of others.

Washington — Effective July 1, 2009, the terminology used in referencing insurance agents, solicitors, brokers or adjusters will be changed to refer to them instead as producers, adjusters, or title insurance agents.