Proposed New Coverages for N.Y. Export List

Primary and excess property insurance

Contractors: Primary and excess liability coverage for general contractors, subcontractors and all construction trades for construction, building, demolition or renovation. Also Owners Contractors Protective, primary and excess liability purchased by a contractor to protect the interests of the property owner relating to a specific construction projects.

Special Events: Primary and excess liability coverage for unique exposures of limited duration which require varied and specialized terms, conditions and coverages (generally issued to sponsors, organizers, performers and participants of tradeshows, parades, flea markets, concerts fairs and other events).

Commercial Excess, Umbrella Liability:

Where underlying policy limits are at least $10 million per occurrence.

Special Multi-Peril Coverage: Primary and excess liability for contractors, subcontractors and construction trades when the coverage is packaged along with property coverage.

Prize Indemnification: Coverage against financial loss of any sum or item awarded to a participant in a sports-related event.

Contract Frustration: Coverage indemnifying professional sports participants, entertainers, or their hiring firms and business executives or their employers, whose contractual obligations cannot be fulfilled due to death, personal injury or bodily injury.

Employed Lawyers Liability: Lawyers employed by a business, not a law firm.

Homeowners: Liability and property for homes in Nassau or Suffolk counties.

Miscellaneous: Professional liability, E&O, medical malpractice and combined general liability for alcohol and drug rehabs, convalescent centers, nursing homes, assisted care, day care, group homes, halfway houses, hospices, social services, foster care, home health care.