Mass. Drivers Can Opt Out of Current Policies

Bay State drivers have started shopping around for better rates on their auto insurance, and the state’s top regulator said that consumers should consider switching if they find a better deal.

The new system of managed competition, which replaces the long-established legal tradition of the state setting rates for the state, kicks in on April 1.

Insurance Commissioner Nonnie S. Burnes has been acting as cheerleader-in-chief for the new system, advocating that buyers peruse a state-established Web site that lets them compare rates.

However, she cautioned drivers to check if their insurer charges an early cancellation fee on policies, before they cancel their current one existing policy.

Insurers could choose to reward those who don’t switch with discounts, she said.

The Massachusetts Association of Insurance Agents, concerned agents would be flooded with calls by consumers looking for early deals, alerted its members to the commissioner’s advice.