Commercial Lines Leaders

August 6, 2007

About the Commercial Lines Leaders:

The Commercial Lines Leaders in this special feature are taken from Insurance Journal’s Top 100 Property Casualty Independent Agencies as reported in April. This list utilizes only the commercial lines numbers of agencies that submitted data to the Top 100 agencies report.

About Insights of Top Property/Casualty Agencies:

The responses in this report are based on questionnaires completed by 23 of Insurance Journal’s Top 100 Property/Casualty Agencies at the end of July 2007. Insurance Journal thanks these agencies for sharing their insights into the commercial lines property/casualty marketplace.

Rank Agency Name 2006 Commercial 2006 Commercial Total 2006 Main Office Main Office Web site

Lines Lines P/C Premiums City State

Premium Revenue Written

1 Lockton Companies LLC $7.0 billion $562.7 million $7.0 billion Kansas City Missouri www.lockton.com

2 Alliant Insurance Services $1.4 billion $172.5 million $1.4 billion Newport Beach California www.alliantinsurance.com

3 The Leavitt Group $700.0 million $83.7 million $1.0 billion Cedar City Utah www.leavitt.com

4 Beecher Carlson $615.8 million $46.5 million $622.4 million Atlanta Georgia www.beechercarlson.com

5 Hylant Group Inc. $615.6 million $56.1 million $642.0 million Toledo Ohio www.hylant.com

6 Insurance Office of America Inc. $533.9 million $53.4 million $559.7 million Longwood Florida www.ioausa.com

7 The IMA Financial Group Inc. $520.0 million $60.5 million $530.0 million Wichita Kansas www.imacorp.com

8 Heffernan Group $505.4 million $56.2 million $524.0 million Walnut Creek California www.heffgroup.com

9 Keystone Insurers Group $474.0 million $59.3 million $790.0 million Northumberland Pennsylvania www.keystoneinsgrp.com

10 J. Smith Lanier & Co. $461.2 million $44.2 million $503.8 million West Point Georgia www.jsmithlanier.com

11 InterWest Insurance Services Inc. $399.4 million $40.6 million $739.2 million Sacramento California www.iwins.com

12 Bollinger Inc. $387.0 million $61.3 million $472.0 million Short Hills New Jersey www.BollingerInsurance.com

13 Woodruff-Sawyer & Co. $384.0 million $46.2 million $384.0 million San Francisco California www.woodruff-sawyer.com

14 The NIA Group LLC $341.9 million $35.6 million $426.3 million Paramus New Jersey www.niagroup.com

15 Frenkel & Co. Inc. $327.6 million $31.7 million $615.0 million New York New York www.frenkel.com

16 Neace Lukens Holding Co. $310.4 million NR $328.6 million Louisville Kentucky www.neacelukens.com

17 Rutherfoord Cos. $310.0 million $36.7 million $420.7 million Roanoke Virginia www.rutherfoord.com

18 Mesirow Insurance Services $306.1 million $39.1 million $328.6 million Chicago Illinois www.mesirowfinancial.com

19 Van Gilder Insurance Corp. $289.3 million $33.6 million $309.2 million Denver Colorado www.vgic.com

20 Assurance Agency Ltd. $281.5 million $23.2 million $284.5 million Schaumburg Illinois www.assuranceagency.com

21 RCM&D Inc. $279.2 million $24.5 million $291.6 million Baltimore Maryland www.rcmd.com

22 The Graham Co. $251.5 million $40.6 million $258.0 million Philadelphia Pennsylvania www.grahamco.com

23 McQueary Henry Bowles Troy LLP $244.0 million $22.4 million $255.3 million Dallas Texas www.mhbt.com

24 North American Group $225.0 million $30.2 million $284.2 million Oklahoma City Oklahoma www.na-group.com

25 Marshall & Sterling $220.0 million $30.4 million $283.2 million Poughkeepsie New York www.marshallsterling.com

26 Insurors Group LLC $216.4 million $23.8 million $252.1 million Bryan Texas www.insurorsgroup.com

27 The Horton Group $213.0 million $20.5 million $291.0 million Orland Park Illinois www.thehortongroup.com

28 Starkweather & Shepley Inc. $210.0 million $16.8 million $255.5 million East Providence Rhode Island www.starshep.com

29 Cobbs, Allen & Hall Inc. $205.0 million $17.4 million $214.9 million Birmingham Alabama www.cobbsallenhall.com

30 The Insurance Alliance of Central Pa. Inc. $203.4 million $26.3 million $238.9 million Camp HIll Pennsylvania www.tiacp.com

31 Scott Insurance $193.0 million $27.0 million $300.0 million Lynchburg Virginia www.scottins.com

32 Bowen, Miclette & Britt Inc. $181.3 million $19.9 million $289.8 million Houston Texas www.bmb-inc.com

33 United Agencies Inc. $180.0 million NR $200.0 million Pasadena California www.unitedagencies.com

34 Parker, Smith & Feek $176.9 million $20.4 million $187.8 million Bellevue Washington www.psfinc.com

35 Roger Bouchard Insurance Inc. $170.0 million NR $208.3 million Clearwater Florida www.bouchardinsurance.com

36 Haylor, Freyer & Coon Inc. $169.0 million $17.6 million $261.5 million Syracuse New York www.haylor.com

37 Risk Transfer Holdings Inc. $168.8 million $15.1 million $168.8 million Orlando Florida www.risktransferinc.com

38 Jenkins Athens Insurance Services Inc. $163.5 million $13.9 million $164.6 million Concord California www.jenkinsathens.com

39 Lovitt-Touche Inc. $163.2 million $15.2 million $172.8 million Tucson Arizona www.lovitt-touche.com

40 Higginbotham & Assoc. Inc. $162.3 million $18.3 million $184.2 million Fort Worth Texas www.higginbotham.net

41 Dawson Insurance Inc. $161.4 million $18.8 million $187.7 million Rocky River Ohio www.dawsoncompanies.com

42 Renaissance Insurance Group $155.6 million $17.7 millioin $300.0 million Wellesley Massachusetts www.renaissanceins.com

43 Robertson Ryan & Assoc. Inc. $152.0 million $16.6 million $173.0 million Milwaukee Wisconsin www.robertsonryan.com

44 Harden & Assoc. $149.4 million NR $162.6 million Jacksonville Florida www.hardenassociates.com

45 Houchens Insurance Group $145.0 million $14.0 million $154.0 million Bowling Green Kentucky www.vanmeterins.com

46 Lawley Service Inc. $142.5 million $18.0 million $180.0 million Buffalo New York www.lawleyinsurance.com

47 J. Rolfe Davis Insurance $142.4 million $12.0 million $156.2 million Maitland Florida www.jrdavis.com

48 RJF Agencies Inc. $139.5 million $17.9 million $139.5 million Minneapolis Minnesota www.rjfagencies.com

49 HBA Insurance group $135.0 million $13.0 million $180.0 million Miami Florida www.hbains.com

50 Hamilton Insurance Agency $133.5 million $7.5 million $135.0 million Fairfax Virginia www.hamiltoninsurance.com