Top 10 Bank Holding Companies in Total Insurance Income

October 23, 2006

Rank Rank

1st half End of Total Insurance

2006 2005 Income ($000s) Bank Holding Company State

1 1 $1,570,000 CitiGroup Inc. N.Y.

2 2 $728,000 Wells Fargo & Co. Calif.

3 5 $580,777 Countrywide Financial Corp. Calif.

4 3 $533,204 HSBC North America Holdings Inc. Ill.

5 4 $464,000 JPMorgan Chase & Co. N.Y.

6 6 $390,599 BB&T Corp. N.C.

7 7 $225,000 Wachovia Corp. N.C.

8 8 $219,425 Bank of America Corp. N.C.

9 10 $85,274 Greater Bay Bancorp Calif.

10 11 $84,700 National City Corp. Ohio

Ranking excludes MetLife, which did not have significant banking operations.

Source: Michael White Associates & American Bankers Insurance Association