Declarations

Return for credit

“But we will be back.”

Delaware Insurance Commissioner Matthew Denn on the state Legislature’s failure this session to pass his measure restricting the use of credit scores in insurance pricing.

Title wave

“New Yorkers have been paying too much for title insurance for too long because internal industry practices, rather than market forces, were driving the product’s price.”

Insurance Superintendent Howard Mills on slashing by 15 percent rates for title insurance for 93 percent of the state’s market.

Test trial

“Been arrested? Been a crime victim? Filed a lawsuit?”

New questions replacing one open-ended question of whether a juror has been involved in a civil or criminal case that will be asked of potential jurors in Massachusetts.

Silver lining

“If you have been injured while visiting a New York state park, you may be eligible to file a lawsuit and get compensation for your pain and suffering.”

A message on the web site of law firm of Weitz & Luxenberg where New York State Assembly Speaker Sheldon Silver practices.

Senioritis

“Typically, high (school) seniors are given much more freedom than their younger peers, under the assumption that they are more mature and responsible. It may be time, however, to revisit these assumptions in Pennsylvania.”

The Pennsylvania Youth Survey Report showing that high school seniors are increasingly getting behind the wheel after drinking alcohol or taking drugs. About 24 percent of seniors reported driving after drinking alcohol.

Driver’s ad

“When a government agency sends out official documents with advertisements, it could be perceived as an endorsement of the advertiser’s products, which is wrong.”

J. Carlos “Shawn” Viana, president of Professional Insurance Agents of New York State Inc., whose organization is fighting moves by both New York and New Jersey agencies to include ads from GEICO and other insurers in their notices to drivers.