NATIONAL COVERAGE

August 21, 2008

S&P Says Nationals Safe, While Midwest-Focused

Insurers at Risk

N2 | Washington Report

House Subcommittee Moves Key Federal

Insurance Regulation Bills

N4 | Home Insurers Bitten by $350 Million

in Dog Claims

Average Liability Claim Tops $24,000

N6 | Conning: Insurers’ Financials Strong,

Despite Price Deterioration

Predicts Negative P/C Environment in Next 3 Years;

With Slight Price Increases

N8 | Misc. Professional Liability Endorsement

Creates Opportunities

Some 80% of Small Business Professionals Do

Not Carry Coverage

N12 | From Novelty to Necessity:

Bermuda’s Insurance Market in 2008

N21 | 2008 Excess, Surplus & Specialty

Markets Directory, Vol. II

SOUTH CENTRAL COVERAGE

8 | Stolen Cars

Hondas Top the List

8 | La. Supreme Court Holds Fast

No Change in Katrina Ruling

8 | South Central Cities on Growth Track

New Orleans, Houston Populations Jump

10 | Contractor Not at Fault in Jail Death

Texas Supreme Court Rules

10 | Scruggs Gets 5 Years for Bribe

High Profile Lawyer Pleads Guilty

12 | Ark., La. and Okla. High on Tornado Charts

But Texas Has the Most Each Year

16 | Obtaining the Best Cat Coverage

7 Ways to Partner with Wholesalers

20 | Regional Brokerages Not Immune to Slump

But Diversity Helps, Execs Say

114 | Risk and Rewards

Japan’s Property and Casualty Market

122 | TSLA President: Membership Has Its Perks

Sharing Knowledge is One of Many

IDEA EXCHANGE

N18 | Carrier Watch

Soft Market Hammers Commercial Carriers’ Stocks

N20 | Growing Your Property Casualty Agency

Remedying Common Personal Lines

CSR Sales Excuses

118 | Beyond the Perception Trap

Become Remarkable, Indispensable

to Your Customers

124 | Cleaning Up After Hurricane Katrina

La. Supreme Court Addresses Two Critical Issues

130 | Closing Quote: AIG’s Troubles = Industry Troubles?

9 | It Figures

9 | Declarations

14 | People

N16 | MyNewMarkets

121 | Business Moves