NATIONAL COVERAGE

S&P Says Midwest-Focused Insurers at Risk

N2 | Washington Report

House Subcommittee Moves Key Federal Bills

N4 | Home Insurers Bitten by $350 Million in Dog Claims

Average Liability Claim Tops $24,000

N6 | Conning: Insurers’ Financials Strong, Despite Price Deterioration

Sees Negative P/C Environment Next 3 Years

N8 | Misc. Professional Liability Endorsement Creates Opportunities for Agents

Some 80% of Small Business Professionals Do Not Carry Coverage

N12 | From Novelty to Necessity:

Bermuda’s Insurance Market in 2008

N21 | 2008 Excess, Surplus & Specialty Markets Directory, Vol. II

SOUTHEST COVERAGE

10 | 5 Florida Regions Among Tornado-Prone Miami and Tampa Make Top 10 List

10 | Scruggs Gets 5 Years

Miss. Lawyer Conspired to Bribe a Judge

10 | ‘100 and 500 Year’ Flood Terms Mislead

Drove Some to Drop Their Flood Insurance

12 | Regional Brokers Not Immune To Slump

Geographic, Product-Line Diversification Offer Some Protection

12 | New York Looing to Revive Lloyd’s-like Insurance Exchange

Second Chance for Facility Closed in Late ’80s

106 | Alabama Beach Pool Offers Credits for Fortified Building

Helping Coastal Policyholders Reduce Windstorm Premiums

106 | Golf Carts on Kentucky Roads Must be Insured

Golfers Can PuPut on Public Roadways

108 | Coverage Demand Rising with Florida Elderly Services Crunch

Risk Retention Groups Could be Called Upon to Fill Liability Needs

IDEA EXCHANGE

N18 | Carrier Watch

Soft Market Hammers Commercial Carriers’ Stocks

N20 | Growing Your Property Casualty Agency

Remedying Common Personal Lines CSR Sales Excuses

114 | Closing Quote: Ron Shelp

AIG’s Troubles = Industry Troubles?

N16 | MyNewMarkets

8 | Opening Note

104 | People

110 | Business Moves