10 Calif. DOI partners with CAL FIRE
Groups aim to prevent fire losses during height of wildfire season
10 Hawaii approves 19.3% workers’ comp decrease
NCCI recommended 16.8 percent drop
10 Calif. approves AAA’s 6.5% auto rate reduction
Carrier complies with auto rating factor regs
11 Survey: Calif.’s Hayward Fault “ready to pop”
139th anniversary since its last quake
12 Wyoming may revisit malpractice debate
Critics say little done to improve patient safety
12 Calif. aims for 5.2 percent workers’ comp rate increase
WCIRB ups recommendation from 4.2 percent
12 Customers concerned about Wash. referendum
Policyholder says State Farm letter seemed like a threat
14 Wash. medical malpractice claims decreasing
Report does not include surplus lines carriers
14 Nevada seeks federal disaster declaration
Funds would aid ranchers
18 Barney & Barney seeks gloves, masks
Will distribute goods to fire victims
18 Calif. low cost auto program expands
Available statewide by December
18 Wyoming occupational injuries decline
Wood product manufacturing had most injuries
20 Climate change may increase wildfires
Major wildfires exacerbated by invasive weed
24 Oregon motorcycle fatalities rise
Aging riders, bigger engines possible causes
26 Vehicle theft drops in 2006
700,000 vehicles not recovered last year
N1 Survey reports drop in new lawsuits
Actions filed against U.S. companies also declines
N2 Collateral conundrum
N.Y. steps out to deliver level playing field for all reinsurers
N4 Sparks fly in California
Devastating wildfires burn up $1 billion plus in claims
MARKET FEATURES
SPECIAL REPORT: Professional Liability
N8 Mapping out the lawyers professional liability policy
Most important coverage aspects that require attention
N16 Walking into a discrimination minefield
Small businesses at risk without employment practices liability coverage
N18 Workplace woes
Are abusive bosses or inferior employees to blame?
N20 The subprime meltdown and D&O
Subprime mortgage market sends out D&O shockwaves
N23 Value analysis in the D&O market
Understanding what’s inside Side A DIC
N26 States under cover
From coast to coast, states tackle natural disaster risk head on
N29 Closer Look: Homeowners
Satisfied homeowners policyholders buy more than one policy
N31 Closer Look: Homeowners
Homeowners insurers not earning cost of capital despite rate increases
78 Wildfires: Calif. agencies provide aid
Responding to clients top priority
80 Wildfires: Agent and broker associations reach out to members
Offer information, housing, other resources
82 Wildfires: Insurers used variety of resources to reach out to fire victims
Relief efforts abound
88 Moving away from the masses
Using custom imagery to differentiate services
92 Beating soft market management liability blues
Customers still need coverage
IDEA EXCHANGE
N32 Striking a balance on credit-based insurance scores
Awareness and scrutiny over use is growing
N35 Political risk: Converting mystery into opportunity
Demand for political risk coverage grows
N38 Carrier Watch
Commercial insurers stock prices, M&A activity flat in third-quarter 2007
N40 2007 Premium Finance Directory
N43 Minding Your Business
Resolve business disputes before they get out of control
N47 Spotlight: Premium Finance
Benefits and advantages of premium financing
96 Options Backdating: One year later
Defense expense has been borne by D&O insurers
102 Closing Quote: Five tips in dealing with wildfire losses
Agents should advise clients to persist in getting losses covered
DEPARTMENTS
16 People
22 Business Moves
98 My New Markets
N4
Sparks fly in California
Devastating wildfires burn up $1 billion plus
in claims