Small market share insurers file 2.5% decrease

November 4, 2007

10 Mass. caps auto hikes at 10%

Because the shooter was in an uninsured car, says N.J. court

12 Driving the transition

An interview with Mass. Commissioner Burnes

N1 Survey reports drop in new lawsuits

Actions filed against U.S. firms also decline

N2 Collateral conundrum: To change or not to change?

N.Y. tries to deliver level playing field for all reinsurers

N4 Sparks fly in California

Devastating wildfires burn up $1 billion plus in claims

72 Pennsylvania medical mal costs down

Gov. Rendell says state deserves credit for

turnaround

72 Tyco executive owes $2 million

British insurer tries to convince N.Y. court

72 ACE pays $4.5 million to settle bid-rigging claims

Mass., Maryland, D.C. included in settlement

80 N.Y. liquidation bureau wins case

Comptroller bid for audit rejected

80 Premier changes branding

Now Travelers of Mass.

MARKET FEATURES

SPECIAL REPORT: Professional Liability

N8 Mapping out the lawyers professional

liability policy

Most important coverage aspects that

require attention

N16 Walking into a discrimination minefield

Small businesses at risk without employment practices liability coverage

N18 Workplace woes

Are abusive bosses or inferior employees to blame?

N20 The subprime meltdown and D&O

insurance

D&O insurers face potential exposure on

several fronts

N23 Value analysis in the current D&O

market

Understanding what’s inside Side A DIC

coverage

N26 States under cover

States develop own ideas for tackling

insurance for disaster-prone areas

N29 Closer Look: Homeowners

Satisfied homeowners policyholders buy more than one policy

N31 Closer Look: Homeowners

Homeowners insurers not earning cost of

capital despite rate increases

IDEA EXCHANGE

N32 Striking a balance on credit-based insurance scores

Awareness and scrutiny over use growing

N35 Political risk: Converting mystery into opportunity

Demand for political risk coverage grows as midsize companies go global

N38 Carrier Watch

Commercial insurers stock prices, M&A

activity flat in third-quarter 2007

N40 2007 Premium Finance Directory

N43 Minding Your Business

Resolve business disputes before they get out of control

N47 Spotlight: Premium Finance

Benefits and advantages of premium financing in a competitive market

78 CaseWatch

N.Y. court set to rule in key underinsured motorist benefits case

82 Closing Quote

U.S. needs TRIA without NBCR

DEPARTMENTS

6 Opening Note

16 People

75 Business Moves

76 My New Markets

82 Closing Quote