8 N.J. still rates at the top
Competition helps but drivers still pay most
8 Maine cop hit by police car covered
Court rules in the case of a stolen police car
8 N.Y. to issue illegal immigrants licenses
Supporters see fewer uninsured motorists
10 Mass. warned on coastal
development and insurance
Special commission on coastal coverage
readies report
10 Maine strengthen laws on bike
helmets and seat belts
Also, restricts teen drivers’ use of cell phones
N1 Major Internet disruption would
cause $250 billion in damages
New report urges CEOs to take action now
N2 Supreme Court to hear case on
product liability law
Case centers on whether federal regulation preempts state law
N4 House-passed flood insurance bill includes windstorm option
But White House threatens veto
N6 The offshore reinsurance tax debate resurfaces in Congress
Domestic insurers claim Bermuda
gives unfair advantage
44 Plaintiffs fail to prove racketeering by Marsh, insurers and brokers
Dismissal of charges follows earlier dismissal of antitrust complaint
45 Fired-up over safe cigarettes
Now 21 states require cigarettes to be self- extinguishing
46 Former franchisees challenge
Brooke Corp. agent dealings
But fast-growing franchisor denies
misleading any agents
MARKET FEATURES
N10 SPECIAL REPORT: Salute to Program ManagersPrograms Unplugged
How program managers succeed without association endorsements
N14 2007 Risk Retention Group Directory
N16 Niche writing and the soft market
Program diversification helps face increased competition
N17 Advice for starting a captive
How to choose the right service providers
N19 Data breaches leave
businesses exposed
New data compromise coverage helps
businesses to respond
N22 Closer Look: Business Owner Policies
Today’s BOPs offer more coverage options for business owners
IDEA EXCHANGE
N24 Minding Your Business
The good, the bad and the ugly on owner
compensation
54 Closing Quote: Why actuaries
oppose adding wind to flood
Not a good idea, says American Academy
of Actuaries
DEPARTMENTS
12 People
49 New Markets
6 Opening Note
50 Business Moves
54 Closing Quotes