10 Job, education rating factors under scrutiny in New Jersey

Industry warns lawmakers against restricting use of criteria

10 Mass. insurers agree to $175 per month health plan

Progress made on implementing resident requirement

10 Plaintiff bar hails Md. court

reinstatement of class action

Decision allowing economic theory only seen as breakthrough

N2 Caribbean nations establish joint

disaster insurance pool

Eighteen countries sign off on agreement for a $47 million fund

N2 Fitch Ratings reviews reinsurance

collateralization proposal

Says insurers’ financial strength should not be altered under plan

N3 Mexican trucks to travel deeper into U.S. roads

Safety advocates say move will endanger motorists

N4 A.M. Best likes what it sees in P/C

personal lines segment

Favorable frequency, severity trends, low-cat losses make for a good year

41 Conn. AG Blumenthal eyes agency, insurer relationship

Middlesex Mutual, Segur Agency deny any wrongdoing

42 Beacon Mutual receives R.I. state audit results

But details won’t be revealed for weeks

42 U.S. financial centers needs terror insurance to compete globally

N.Y. Supt. Dinallo makes case for renewing federal insurance backstop

43 N.Y. Gov. Spitzer, pols, labor, business reach workers’ comp accord

But insurers question if promised savings will be possible

MARKET FEATURES

N6 Special Report: Agency Compensation

What lies ahead for agency compensation?

Agents could benefit from incentive pay plans replacing contingent commissions

N8 China offers lessons in globalization for U.S. and world

Veteran insurance executive Hank Greenberg on China’s economic revolution

N13 Special Report: Agency Compensation

The impact of contingent commissions on independent agencies. How much do they rely on them? Could they survive?

N14 Special Report: Agency Compensation- 2007 Salary Survey

Insurance Journal’s Exclusive 2007 Agency Salary Survey. Producer commissions up;

service staff salaries hold steady

N24 Closer Look: Public Entities

Coverage or price? Package or mono-line?

N28 Spotlight: Agribusiness

Where can the agricultural producer turn

for economic relief?

IDEA EXCHANGE

N18 Closer Look: Agency Technology

21st Century prospecting: Using the Internet to find prospects

N26 Minding Your Business

Compensation for employee benefit staff should mirror commercial lines

50 Closing Quote:

CPCUs keep alive the dialogue and

7 standards of ethical behavior

DEPARTMENTS

8 Editor’s Note

12 People

45 My New Markets

44 Business Moves

50 Closing Quote