8 Royal & Sun buyout approval expected

Plan receives backing from key player in Delaware

9 Tighter steering restrictions in Conn.

Conn. AG seeks to fix auto body shop law

9 UNH calculates cyber attack threat

Researchers gauge threats posed by hackers, terrorists, foreign nations

10 Risky levees in 27 states could trigger flood insurance mandate

Localities told they must take care of levee maintenance

10 Sales of flood insurance up sharply

Across the country, a surge in premiums for the national flood program

N1 Forecast predicts slower premium growth in 2007 and 2008

Underwriting profits expected but at a much smaller rate

N2 Forecasters predict active hurricane season in 2007

U.S. hurricane landfall to be up 60%

N2 Massive losses from an extreme

earthquake may be overdue

Study says industry could suffer a $100 billion loss from great quake

N2 Top 10 most tornado- and hail-prone cities revealed

N3 Lloyd’s speaks out on climate change Chairman Levene says industry can no longer be in denial

N10 Exclusive: The Commissioners, Part 1

Interviews with 15 insurance regulators

42 Maine balks at federal

drivers’ license system

One of several states

concerned about privacy, costs

42 Agency owners could

benefit from new pension law

Automatic enrollment puts all employees into plan by default

44 The Commissioners, Part 1:

Former N.Y. Commissioner Howard Mills

Assessing his two years in the regulator’s chair

MARKET FEATURES

N6 Spotlight: Yachts and Boats

Underwriters tighten ropes on yacht accounts

N16 Closer Look: High Risk Property & Catastrophe Coverages

Mitigating the everyday catastrophe

41 Closer Look: High Risk Property & Catastrophe Coverages

Extreme weather, terrorism not going away

N19 SPECIAL REPORT: Salute to “Super Regionals”

2007 Super Regional P/C Insurers™

Multi-state, multi-line players revealed

N26 MyNewMarkets Web site offers 20,000 markets

Insurance Journal’s free, interactive Web site, launched Feb. 12

IDEA EXCHANGE

N28 Minding Your Business

Four goals for owners

50 Closing Quote: Resetting punitive

damages

Judge L.T. Senter’s ruling on State Farm

damages

DEPARTMENTS

6 Editor’s Note

12 People

46 Business Moves

47 New Markets