10 Calif. agents may get more calls from uninsured motorists

State issuing record number of registration suspension notices

10 Nevada proposes workers’ comp loss cost rate increase

Inflationary pressures moving prices upward

11 Hawaii issues captive license to MHC Insurance

Marks 200th captive license granted in the state

MARKET FEATURES

N4 Agents fight to keep pay while insurers wise up to future

Top 10 stories of the year in national news

N6 SPECIAL REPORT: 2006 New Markets Report

Soft market offers up many new insurance products

N12 Professional liability in a financial world

Terrorism, corporate scandals and regulation make for change

N16 SPECIAL REPORT: 2006 Mergers & Acquisitions Report

Year of many merger opportunities realized and missed

36 Top 10 news stories in the West

New commissioners, compensation and earthquakes make for shaky ground from California to New Mexico

IDEA EXCHANGE

N11 Growing your property/casualty agency

How to hold your ground against the Internet marketers

N20 Brokerage Watch

LMC Capital’s quarterly brokerage report

40 Legal Beat: Electronically stored info could have big bite

Be wary of the implications of ESI rules on agents

46 Closing Quote: Global warming represents watershed event

Insured losses from weather-related catastrophes exceed those of 9/11

DEPARTMENTS

8 Editor’s Note

12 People

14 Business Moves

44 Fraud Roundup