8 Texas commissioner allows windstorm rate hike

Although welcome, some think it’s not enough

9 Louisiana’s special session

Despite protests, governor calls for 10-day session

10 Judge says water may be covered in New Orleans canal case

Ambiguities in policies could open the door

10 St. Paul to pull out of commercial accounts in New Orleans

Company’s decision seen as a blow to recovery efforts

12 Private equity market bullish on E&S brokers

Growth opportunities, high cash flow look good to investors

N1 Zurich agrees to terms to close multi-state bid-rigging probe

N.Y., Conn., Ill. tell four insurers no more contingent commissions

N2 Insurers ask Supreme Court to overturn credit scoring ruling

Group says ruling opens door to increased litigation

N2 4.4 million toys recalled after kids swallow magnets

Government seeks new voluntary safety standards

N2 U.S., Japan agree to improve consumer product safety

Countries to share information to save lives, prevent injuries

N4 It’s the ‘haves’ vs. the ‘have nots’ in race for survival

Insurance technology competition drives out the weak

N6 Agents’ group offers Main Street agent ad campaign

PIA says ads are free to members, insurers

MARKET FEATURES

N12 SPECIAL REPORT: Specialty Programs

More punch for programs

As programs prove profitable, more players climb into the ring

N10 Five keys to captive success

Creating a successful captive and managing over time

N20 SPECIAL REPORT:

15th Annual Program Directory, Vol. II

114 P/C market responds to ID theft risks

More and more insurers offering protection

118 Innovations in information technology

Spur the need for up-to-date underwriters

IDEA EXCHANGE

N8 International Insider

Chubbs’ Ellis on global business property solutions

N16 Personality plus or minus in sales

How to use a producer’s unique personality traits in sales

N18 Minding Your Business

Developing a sales and marketing plan, part two

126 Closing Quote: A state based safety net

State guaranty funds seen as best for consumers, industry

DEPARTMENTS

8 It Figures

9 Declarations

14 People

120 New Markets